Data Scientist
Role details
Job location
Tech stack
Job description
levels across all products. - Continuously improve approval rates while staying within defined risk appetite. - Increase automation across products, both in decision-making and process execution. - Introduce and leverage alternative data sources to enable more innovative, customer-centric, and high-performing products. How will you do it? With integrity, transparency and clarity are the cornerstones of our work. We honor our agreements and take responsibility for our actions. Furthermore, we are aware that we can always improve and we welcome feedback, in order to continue to grow. We always strive to exceed expectations, ensuring the highest levels of professionalism, and we aim to outperform, taking a data-driven approach. And finally, we are generous and give first. We support and contribute to our community, seeking the common good above our own interests. Who will you be working with? You will report directly to the Head of Data and work closely with the rest of the Engineering
Requirements
team in Barcelona and the rest of Spain. We are a young and dynamic team that's waiting for you with arms open You are the right fit if you have: - Strong experience with pandas, NumPy, scikit-learn, matplotlib/seaborn, Plotly, statsmodels, etc. - Hands-on experience implementing supervised, unsupervised, and probabilistic models. - Experience translating models into real products or automated decision processes. - Experience production models, including building pipelines for training, testing, and deployment; working with APIs, containers (Docker), cloud platforms (AWS, GCP, Azure); model monitoring and versioning; version control (Git), code modularity, testing, documentation. - Strong SQL skills; ability to design, query, and transform data efficiently. - Familiarity with ETL pipelines, workflow tools (Airflow, Prefect), and structured/unstructured data. - The ability to design algorithms for business processes or automation efficiently. - An understanding of cloud services for data storage, compute, and model deployment. - A deep understanding of credit and fraud risk to identify critical business patterns and drivers. - Are a self-starter who leads projects from ideation to delivery, defining problems and executing solutions with minimal guidance. - Are obsessed with driving measurable ROI and customer value; think like a business owner rather than just a technical contributor. - Have the ability to translate complex data into actionable insights for non-technical stakeholders and collaborate effectively across cross-functional teams. - Are comfortable with ambiguity; capable of breaking down complex issues and proposing creative, non-standard solutions. What can we offer you? - Full-time work with an open-ended contract. - Hybrid work model: 3 days from the office and 2 days from home to improve work-life balance. - Flexible benefits with Cobee: you will be able to include monthly expenses for food, transportation, daycare, and others in your paycheck. - Medical insurance: optional health insurance through Sanitas at competitive rates; Novicap subsidizes 30% to guarantee your well-being. - Free English or Spanish classes if you need them. - Gym membership with Urban Sports Club, partly subsidized by Novicap (we also have a running club). - Incredible and highly motivated co-workers. - Company events and team gatherings across Spain. - Dynamic and international work environment with flat hierarchy and open communication between teams. - Library with plenty of books to choose from. - Free fruit, coffee and tea in the office. Equal opportunity employer Novicap is an equal opportunity employer and does not discriminate on the basis of race, color, national origin, ancestry, citizenship status, religion, physical or mental disability, marital status, sex, sexual orientation, gender identity or expression, age, or any other basis protected by law, ordinance, or regulation. We make every effort to ensure that all candidates are treated fairly and equally. We still