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Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Principal Data Scientist - ML & AI model development - **Company:** Ally Financial Inc. - **Location:** Lewisville, TX, United States (Remote available) - **Experience:** Expert - **Salary:** $110,000.0 - $180,000.0 - **Contract:** Permanent contract - **Skills:** Artificial Intelligence, Data Analysis, Big Data, Cluster Analysis, Computer Programming, Data Validation, Data Transformation, Data Mining, Github, Python (Programming Language), Machine Learning, Standard Sql, SQL Databases, Data Processing, Snowflake, Information Technology, Data Analytics, Xgboost, Performance Monitor, Programming Languages - **Published:** June 5, 2026 - **Apply:** https://www.indeed.com/viewjob?jk=9f19523cf067b6c7 ## About the Role Do you have experience in Programming languages?, Do you have a Bachelor's degree?, We're looking for a passionate Principal Data Scientist with technical expertise and GenAI knowledge for our Auto Consumer Strategy & Analytics group. This candidate will report to the Data Science Director, with responsibilities of (1) preparing, preprocessing, and validating consumer data for Ally Auto Finance business, (2) utilizing data science techniques to facilitate servicing analytics & asset management strategy, and (3) supporting through-the-cycle predictive/quantitative modeling & advanced analytics for Ally Consumer Servicing Organization. The ideal candidate should be passionate about data science and consumer risk analytics for banking & financial services. Strong SQL and Python programming skills are a must. A successful candidate should have strong analytical skills and the desire to make an impact, while also be a creative and critical thinker, storyteller, learner, and innovator and want to work in an environment focused on using data science and big data tech. Do you have a focus on measurable business outcomes, strong analytical skills, and a desire to make an impact? If you are a creative and critical thinker, storyteller, learner and innovator and want to work in an environment focused on using data science and big data tech, keep reading., This role is quantitative in nature and requires the individual highly capable of interrogating and analyzing massive account-level data using Snowflake SQL and Python. The candidate will join the data science team to advance predictive analytics and modeling for consumer asset management of Ally auto finance business, with the responsibility of completing all phases of data science projects, including account-level data preparation, variable cleaning and screening, pre-processing and exploratory data analysis, data validation and documentation. This principal data scientist must be an innovative and strategic thinker, willing to challenge status quo, can learn quickly, and is self-motivated and detail oriented., * Bachelor's Degree in Quantitative/Technical Discipline (Mathematics, Computer Science, Data Science/Analytics, Economics) * Minimum 5 years of analytics or data science / quantitative modeling work experience, with hands-on experience working with large account-level datasets using SQL and Python programming packages, * Experience in loan-level predictive data mining for consumer finance industry * Experience with machine learning techniques (e.g., gradient boosting, regression, decision trees, cluster analysis) * Experience with GitHub and repositories * Master's degree or PhD in a quantitative field * Deep expertise in statistics and exploratory data analysis (EDA), paired with the ability to establish trustworthy benchmarks and operational performance monitoring for deployed models * Strong knowledge in programming languages of Python, Snowflake SQL * Solid written and verbal communication skills, including the ability to effectively present data analytics results to internal and external stakeholders * Highly self-motivated, with the ability to work effectively in fast paced environment ## Description * Apply rigorous quantitative techniques to build and/or test predictive ML & GenAI models and risk scores (internally developed or vendor sourced) for usage in account management, consumer risk, collection & servicing functions. * Heavy emphasis on advanced modeling techniques (Regression, Clustering, Tree-based algorithms, GBM), independent data processing by Snowflake SQL and Python, and ability to create predictive and statistical models from the ground up. * Independently prepare and analyze large, account-level consumer data from internal and external sources to identify strong risk indicators for Ally auto finance consumer's delinquency, loss & recovery. * Support data science projects such as customer segmentation and strategy optimization to advance servicing analytics and consumer asset management. * Facilitate data projects with 3rd-party vendors under regulatory and compliance rules. * Actively working with Model Risk Management to ensure the high-standards of model development, validation, performance monitoring, and regulatory review & auditing ## Related Videos - [Alibaba Big Data and Machine Learning Technology](https://www.wearedevelopers.com/videos/37-alibaba-big-data-and-machine-learning-technology) - [Detecting Money Laundering with AI](https://www.wearedevelopers.com/videos/111-detecting-money-laundering-with-ai) - [TikTok's Privacy Innovation](https://www.wearedevelopers.com/videos/1036-tiktok-s-privacy-innovation) - [Innovating Developer Tools with AI: Insights from GitHub Next](https://www.wearedevelopers.com/videos/1268-innovating-developer-tools-with-ai-insights-from-github-next) - [Empowering Retail Through Applied Machine Learning](https://www.wearedevelopers.com/videos/976-empowering-retail-through-applied-machine-learning) - [PySpark - Combining Machine Learning & Big Data](https://www.wearedevelopers.com/videos/44-pyspark-combining-machine-learning-big-data) ## Related Articles - [How to Become an AI Engineer](https://www.wearedevelopers.com/magazine/331-how-to-become-an-ai-engineer) - [Coffee with Developers - Maria Apazoglou - Making AI understandable for all in production](https://www.wearedevelopers.com/magazine/475-coffee-with-developers-maria-apazoglou-making-ai-understandable-for-all-in-production) - [What Industries Outside of AI Are Hiring The Most AI Experts?](https://www.wearedevelopers.com/magazine/98-what-industries-outside-of-ai-are-hiring-the-most-ai-experts) - [How to start an AI project for a good cause and boost your career](https://www.wearedevelopers.com/magazine/15-how-to-start-an-ai-project-for-a-good-cause-and-boost-your-career) - [Data Analyst Salary in the UK](https://www.wearedevelopers.com/magazine/278-data-analyst-salary-in-the-uk) - [MLOps And AI Driven Development](https://www.wearedevelopers.com/magazine/82-mlops-and-ai-driven-development)