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Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Product Owner - Current Accounts & Payments - **Company:** Monument Technology - **Location:** London, UK - **Experience:** Expert - **Contract:** Permanent contract - **Skills:** Agile Methodology, Cloud Computing, Online Banking, Payment Systems, Scrum Methodology, Salesforce.Com - **Published:** July 7, 2026 - **Apply:** https://find.jobs/jobs-near-me/apply/ats-redirect/?id=2861023538-2 ## About the Role * 10+ years' experience as a Product Owner, Product Manager or Senior Business Analyst within fintech or financial services. * Hands-on experience delivering payment rail implementations including FPS, CHAPS, SWIFT and SEPA. * Deep understanding of current accounts, debit card products, payments processing and operational servicing. * Proven experience owning and managing product backlogs within Agile and Scrum environments. * Strong client-facing experience, including requirements gathering, workshop facilitation and stakeholder management. * Ability to create detailed front-end and back-end specifications that support successful product delivery. * Experience working within FCA and PRA regulated environments or alongside regulated financial institutions. * Strong understanding of product delivery processes, balancing commercial priorities, customer requirements and technical constraints. * Ability to operate independently and drive outcomes in a fast-paced, scaling organisation. Experience with Mambu, Salesforce Financial Services Cloud, ClearBank, Open Banking, PSD2, credit cards, FX, savings products, lending products or broader banking platform implementations would be advantageous. You demonstrate strong product judgement, excellent communication skills and the ability to navigate complex stakeholder environments. You are comfortable working through ambiguity, making informed decisions and taking ownership of delivery outcomes from discovery through to production. ## Description We are looking for a Product Owner to take end-to-end ownership of the Current Accounts & Payments domain across the Monument Technology platform. This is a senior product role with significant autonomy and visibility across both our engineering organisation and client base. You will work directly with banks and building societies to understand their requirements, shape product solutions and drive delivery of current account, debit card and payments capabilities across our platform. You will be the subject matter expert for payment rails including FPS, CHAPS, SWIFT and SEPA, translating complex client and regulatory requirements into scalable platform functionality. Working closely with Engineering, Architecture, Delivery and Client teams, you will own the backlog, define priorities and ensure product outcomes are delivered successfully. HOW YOU'LL MAKE AN IMPACT * Own the product vision, roadmap and backlog for Current Accounts & Payments across the Monument Technology platform. * Lead client discovery workshops to identify requirements, pain points and opportunities for product enhancement. * Translate business, operational and regulatory requirements into clear user stories, acceptance criteria and delivery-ready specifications. * Drive the implementation and evolution of payment rails including FPS, CHAPS, SWIFT and SEPA. * Define and deliver current account and debit card capabilities that are scalable, configurable and suitable for multiple client environments. * Work closely with engineering teams throughout the development lifecycle, providing clarity, prioritisation and product direction. * Collaborate with architects and platform specialists to ensure product decisions align with the wider technology strategy. * Balance client-specific requirements with long-term platform scalability and product consistency. * Partner with Compliance, Risk and client stakeholders to ensure regulatory considerations are embedded within product design. * Support client onboarding and implementation activities, ensuring successful delivery of product capabilities into production. * Continuously evaluate market trends, customer feedback and industry developments to inform product priorities and roadmap decisions. ## Related Videos - [Migrating half a million users to a new payment service provider](https://www.wearedevelopers.com/videos/730-migrating-half-a-million-users-to-a-new-payment-service-provider) - [Green Cloud Computing](https://www.wearedevelopers.com/videos/592-green-cloud-computing) - [Fintech Rebellion: How Developers Are Disrupting the Future of Commerce](https://www.wearedevelopers.com/videos/596-fintech-rebellion-how-developers-are-disrupting-the-future-of-commerce) - [WebAssembly: The Next Frontier of Cloud Computing](https://www.wearedevelopers.com/videos/972-webassembly-the-next-frontier-of-cloud-computing) - [Stop Renaming Teams, Start Product Thinking: A PM's Guide to Platform-as-a-Product](https://www.wearedevelopers.com/videos/100342-stop-renaming-teams-start-product-thinking-a-pm-s-guide-to-platform-as-a-product) - [Leverage Cloud Computing Benefits with Serverless Multi-Cloud ML ](https://www.wearedevelopers.com/videos/78-leverage-cloud-computing-benefits-with-serverless-multi-cloud-ml) ## Related Articles - [Best Companies to work for in London: Top 25 Companies in 2023](https://www.wearedevelopers.com/magazine/187-best-companies-to-work-for-in-london-top-25-companies-in-2023) - [The Biggest German Tech Companies](https://www.wearedevelopers.com/magazine/424-the-biggest-german-tech-companies) - [Data Analyst Salary in the UK](https://www.wearedevelopers.com/magazine/278-data-analyst-salary-in-the-uk) - [Frontend Developer Salary in The UK](https://www.wearedevelopers.com/magazine/233-frontend-developer-salary-in-the-uk) - [Software Engineer Salary London](https://www.wearedevelopers.com/magazine/252-software-engineer-salary-london) - [UK Business Culture and Etiquette](https://www.wearedevelopers.com/magazine/326-uk-business-culture-and-etiquette)