> Markdown version of [/jobs/ext/1368597-product-owner-payments](https://www.wearedevelopers.com/jobs/ext/1368597-product-owner-payments). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Product Owner - Payments - **Company:** Experis - **Location:** Madrid, Spain (Remote available) - **Contract:** Permanent contract - **Skills:** Application Programming Interfaces (APIs), Artificial Intelligence, Online Banking, Payment Systems, Scrum Methodology, Release Management, Postman, Api Design, Restful APIs - **Published:** July 21, 2026 - **Apply:** https://www.adzuna.es/contact-us.html ## About the Role + You have proven experience owning product backlogs and leading agile delivery in an engineering environment + You have experience with Open Banking or payment initiation services (PIS) + You can write clear user stories, acceptance criteria, and technical specifications + You're using AI tools in your day-to-day activities + You are self-sufficient in conducting technical analysis while knowing when to leverage specialist support + You have strong understanding of European payment landscape and regulatory requirements (PSD2, SCA) + You have excellent communication skills in English; additional European languages are a plus + You are results-oriented and can manage competing priorities effectively + You are driven and curious. You ask questions and strive to understand + You think outside the box and are pragmatic. You bring experience and best practices from elsewhere + You understand the importance of attention to detail and ensuring quality outputs + You have a can-do approach. You think on your feet and switching up tasks comes naturally to you + You think outside of the box and are pragmatic. You will bring in and iterate on the experience, skills and knowledge of best practice that you have seen elsewhere. You are always looking for better and cost effective ways to do things. ## Description As an early pioneer of open banking, we're actively shaping the future of this industry with unrivalled expertise and a relentless focus on innovation. What we're looking for We are looking for a Product Owner with deep payments and API design expertise to own the execution and delivery of our Open Banking Payment product across 19 UK & European markets. You will manage the backlog for payments product engineering teams, working hands-on with Payment products (API, Hosted or SDKs), bank and country expansions, regulatory changes, and local payment methods. This is a highly technical, execution-focused role where you translate product strategy into delivered features. You are self-sufficient in analysing bank API documentation, testing payment flows with Postman, and writing detailed technical requirements and including AI tools into your day-to-day operations. You work closely with our Product Managers and collaborate with our Analyst and Operation teams to deliver world-class payment capabilities. Learn more: https://www.yapily.com/company/about-us Key Tasks … + Own and execute on the product backlog for engineering teams focused on open banking payment products (PIS) across UK & European markets, translating product strategy from Product Managers into deliverable features + Lead sprint planning, daily standups, and delivery of payment features with clear user stories and acceptance criteria + Conduct hands-on technical analysis of bank API documentation for payment endpoints + Test payment flows using tools like Postman to understand API behavior, SCA flows, and edge cases + Understand and document payment schemes: SEPA, SEPA Instant, Faster Payments, and local payment methods + Collaborate with Analyst and Operations teams for market and bank intelligence and testing + Coordinate with other PMs and POs for cross functional initiatives + Make rapid prioritisation decisions during sprints to maintain delivery velocity + Support customer-facing teams by clarifying product behavior and investigating technical queries + Ensure high-quality delivery with clear definition of done and release planning This list is not exhaustive, and there may be other tasks that we ask you to be involved in from time to time. Above all, you are flexible and want to add value wherever you can. You understand that in a start-up, priorities change and we all need to be adaptable. Not only will you be comfortable when asked to input and lead in other areas, but you'll be comfortable being a self-starter and instigating changes yourself. For your new role + You have 4-6 years of experience as a Product Owner, Product Manager, or Technical Product role in payments, fintech, or financial services + You have deep understanding of payment systems: SEPA, instant payments, PSD2 payment initiation, and SCA flows + You are highly technical: you can read API documentation, understand REST APIs, and test with tools like Postman ## Related Videos - [Rest API Antipatterns](https://www.wearedevelopers.com/videos/100208-rest-api-antipatterns) - [Migrating half a million users to a new payment service provider](https://www.wearedevelopers.com/videos/730-migrating-half-a-million-users-to-a-new-payment-service-provider) - [Are Your APIs Ready for AI Agents](https://www.wearedevelopers.com/videos/2004-are-your-apis-ready-for-ai-agents) - [API Design - Getting Started](https://www.wearedevelopers.com/videos/33-api-design-getting-started) - [REST In Peace: Why LLMs Can't CRUD](https://www.wearedevelopers.com/videos/100272-rest-in-peace-why-llms-can-t-crud) - [Next Level Enterprise Architecture: Modular, Flexible, Scalable, Multichannel and AI-Ready?](https://www.wearedevelopers.com/videos/1017-next-level-enterprise-architecture-modular-flexible-scalable-multichannel-and-ai-ready) ## Related Articles - [Spanish Business Culture and Etiquette](https://www.wearedevelopers.com/magazine/353-spanish-business-culture-and-etiquette) - [The 12 Best Jobs for Software Engineers](https://www.wearedevelopers.com/magazine/401-the-12-best-jobs-for-software-engineers) - [Fully Remote Software Engineer Jobs](https://www.wearedevelopers.com/magazine/447-fully-remote-software-engineer-jobs) - [Top-Paying Tech Jobs (with Salaries)](https://www.wearedevelopers.com/magazine/372-top-paying-tech-jobs-with-salaries) - [The Most Popular IT Jobs on the Market](https://www.wearedevelopers.com/magazine/376-the-most-popular-it-jobs-on-the-market) - [Why Upskilling And Reskilling is Important For Developers](https://www.wearedevelopers.com/magazine/428-why-upskilling-and-reskilling-is-important-for-developers)