> Markdown version of [/jobs/ext/1413208-spain-based-data-science-manager](https://www.wearedevelopers.com/jobs/ext/1413208-spain-based-data-science-manager). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md).

---

# Spain-based Data Science Manager

- **Company:** Moniepoint
- **Location:** Spain
- **Contract:** Permanent contract
- **Skills:** A/B Testing, Decision Support Systems, Python (Programming Language), Machine Learning, SQL Databases, Real Time Systems
- **Published:** July 24, 2026
- **Apply:** https://www.jobleads.com/es/job/e22d23306317a850728785fe73f45eb2c

## About the Role

* Comfortable with Statistics, and have a degree or qualifications in a quantitative field (Statistics, Mathematics, Engineering or similar).
 * +5 years of experience in data science, decision science, or risk analytics within financial services, including +2 years in management.
 * Working knowledge of credit risk, consumer lending, and regulatory considerations.
 * Proficiency in SQL and at least one modelling/programming language (Python, R).
 * Experience with A/B testing, machine learning, collections modelling and churn management.
 * Ability to translate complex analyses into clear recommendations for business stakeholders.
 * High ownership mindset and comfort working in fast-paced, cross-functional teams.

## Description

We're looking for a hands-on, Spain-based Data Science Manager to lead our consumer credit data science efforts in a high-growth environment. This role is pivotal in building and scaling a team responsible for pricing, credit limit modelling, and production credit model deployment, with direct ownership of decisions that impact millions of customers.

You'll work closely with our Consumer Credit, Product, and Engineering teams to shape how we assess and price risk, design credit products, and measure outcomes across the credit lifecycle. Sitting at the intersection of data science, credit risk, and product, you'll build the analytics and modelling foundations that inform underwriting, customer acquisition, retention, and portfolio performance at scale.

Day-to-Day Responsibilities

 * Develop credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections.
 * Design and run experiments to optimise approval rates, loss rates, and profitability.
 * Partner with product squads to embed decision logic into real-time systems.
 * Ensure data quality, compliance, and ethical use of models across all decisioning processes.
 * Mentor product squads on best practices in experimentation and data-driven decision making.
 * Provide models to optimise outcomes in collections, churn management and user retention., * Initial interview with the Director of Data Science.
 * Take-home task (hands-on coding or marketing modelling case study).
 * Business case interview with our Head of Marketing Strategy & Data.
 * Live technical coding interview with the Director of Data Science.
 * Culture & values interview (60 minutes) with the Director of Data Science.

Moniepoint is an equal-opportunity employer. We believe diversity makes us stronger and are committed to creating an inclusive environment for all employees and candidates.


## Related Videos

- [Introduction to Azure Machine Learning](https://www.wearedevelopers.com/videos/368-introduction-to-azure-machine-learning)
- [Bringing the power of AI to your application.](https://www.wearedevelopers.com/videos/1010-bringing-the-power-of-ai-to-your-application)
- [Fault Tolerance and Consistency at Scale: Harnessing the Power of Distributed SQL Databases](https://www.wearedevelopers.com/videos/1146-fault-tolerance-and-consistency-at-scale-harnessing-the-power-of-distributed-sql-databases)
- [Data Science in Retail](https://www.wearedevelopers.com/videos/586-data-science-in-retail)
- [Is my AI alive but brain-dead? How monitoring can tell you if your machine learning stack is still performing](https://www.wearedevelopers.com/videos/262-is-my-ai-alive-but-brain-dead-how-monitoring-can-tell-you-if-your-machine-learning-stack-is-still-performing)
- [What non-automotive Machine Learning projects can learn from automotive Machine Learning projects](https://www.wearedevelopers.com/videos/397-what-non-automotive-machine-learning-projects-can-learn-from-automotive-machine-learning-projects)

## Related Articles

- [Spanish Business Culture and Etiquette](https://www.wearedevelopers.com/magazine/353-spanish-business-culture-and-etiquette)
- [Coffee with Developers - Maria Apazoglou - Making AI understandable for all in production](https://www.wearedevelopers.com/magazine/475-coffee-with-developers-maria-apazoglou-making-ai-understandable-for-all-in-production)
- [Data Analyst Salary Austria](https://www.wearedevelopers.com/magazine/275-data-analyst-salary-austria)
- [Data Analyst Salary in the UK](https://www.wearedevelopers.com/magazine/278-data-analyst-salary-in-the-uk)
- [MLops – Deploying, Maintaining And Evolving Machine Learning Models in Production](https://www.wearedevelopers.com/magazine/115-mlops-deploying-maintaining-and-evolving-machine-learning-models-in-production)
- [Average Salary in Spain](https://www.wearedevelopers.com/magazine/308-average-salary-in-spain)