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Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Principal Architect, Digital - CIB - **Company:** JPMorgan Chase & Co. - **Location:** Plano, TX, United States - **Contract:** Permanent contract - **Skills:** Application Programming Interfaces (APIs), Artificial Intelligence, Software Applications, Cloud Computing, Cloud Engineering, Machine Learning, Software Engineering, Software Systems, Facebook Flow, Web Architecture, Domain Model - **Published:** July 27, 2026 - **Apply:** https://www.indeed.com/viewjob?jk=d417138a51682d9a ## About the Role * Hands-on practical experience over 15+ years in delivering system design, application development, testing, and operational stability in acquiring payments industry * Strategic mindset in shaping digital transformation for payments business - includes digital onboarding, self servicing experience for clients, partner integration, developer experience * Strong experience in web developer frameworks, web architecture, mobile frameworks * Strong experience in APIs - api standards, functional, governance * Strong experience in Identity and access management includes partner integration via APIs or web Strong experience in acquiring / merchant services payment understanding * Experience with in-store or eCommerce merchant payments * Ability to understand business requirements, create solution designs, create technical delivery roadmap and technical know how's * Applies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data * Ability to present and effectively communicate to Senior Leaders and Executives * Strong technical background with design and delivery experience with software patterns and principles * Advanced knowledge of one or more software, applications, and architecture disciplines * Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.) * Experience as a functional architect (business / product) * Experience with domain model, understands business process flow, client experience and use cases * Understands business capability, features taxonomy Preferred qualifications, capabilities, and skills * Point of Sale experience is a plus * Cloud certification is a plus ## Description Step into the role of a Principal Architect at JPMorganChase and become a driving force behind the development and adoption of cutting-edge, cloud-based technologies. As a Principal Architect at JPMorganChase within the CIB Payments, you provide expertise to enhance and develop architecture platforms based on modern cloud-based technologies, as well as support the adoption of strategic global solutions. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes., * Engages business and technology stakeholder to discuss and propose design approaches to meet current and future needs of various business initiatives * Applies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data. * As a member of the team, build trusted relationships with business and technical decision makers in the customer's organization to provide business and technical thought leadership, * Identifies opportunities to modernize platform capabilities along with business initiatives * Helps define strategy, roadmap for product go to market and breakdown of technical delivery * Helps define the target state of their product and drives achievement of the strategy * Participates in architecture governance bodies * Evaluates recommendations and provides feedback on business needs, options to get to market * Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems * Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems * Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information * Practical cloud native experience * Ability to present and effectively communicate to Senior Leaders and Executives * Applies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data, J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. ## Related Videos - [APIs and Architecture for scaling omnichannel payments](https://www.wearedevelopers.com/videos/90-apis-and-architecture-for-scaling-omnichannel-payments) - [Green Cloud Computing](https://www.wearedevelopers.com/videos/592-green-cloud-computing) - [How to Domain Model – An example from manufacturing](https://www.wearedevelopers.com/videos/742-how-to-domain-model-an-example-from-manufacturing) - [Next Level Enterprise Architecture: Modular, Flexible, Scalable, Multichannel and AI-Ready?](https://www.wearedevelopers.com/videos/1017-next-level-enterprise-architecture-modular-flexible-scalable-multichannel-and-ai-ready) - [WebAssembly: The Next Frontier of Cloud Computing](https://www.wearedevelopers.com/videos/972-webassembly-the-next-frontier-of-cloud-computing) - [An Opinionated Guide to Bulletproof APIs](https://www.wearedevelopers.com/videos/100182-an-opinionated-guide-to-bulletproof-apis) ## Related Articles - [Best Paying Jobs in Technology](https://www.wearedevelopers.com/magazine/256-best-paying-jobs-in-technology) - [Navigating the AI Shift](https://www.wearedevelopers.com/magazine/629-navigating-the-ai-shift) - [Coffee with Developers - Maria Apazoglou - Making AI understandable for all in production](https://www.wearedevelopers.com/magazine/475-coffee-with-developers-maria-apazoglou-making-ai-understandable-for-all-in-production) - [Everything a Developer Needs to Know About MCP with Neo4j](https://www.wearedevelopers.com/magazine/604-everything-a-developer-needs-to-know-about-mcp-with-neo4j) - [7 Cloud Computing Trends Coming in 2025 for Developers](https://www.wearedevelopers.com/magazine/412-7-cloud-computing-trends-coming-in-2025-for-developers) - [Top-Paying Tech Jobs (with Salaries)](https://www.wearedevelopers.com/magazine/372-top-paying-tech-jobs-with-salaries)