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Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Quantitative Analytics Lead- Model Risk Management - **Company:** OneMain - **Location:** Wilmington, DE, United States - **Experience:** Expert - **Contract:** Permanent contract - **Skills:** Artificial Intelligence, Amazon Web Services, Data Analysis, Data Integrity, Python (Programming Language), Knowledge Management, Machine Learning, SQL Databases, Large Language Models, Generative AI, Xgboost - **Published:** July 3, 2026 - **Apply:** https://jobs.onemainfinancial.com/sys/apply/job/application/21631/91920170240 ## About the Role * Master's degree in a quantitative discipline (Statistics, Mathematics, Data Science, or related field) required; PhD preferred. * 3+ years of experience in statistics, data science, decision science, or a related quantitative field. * 3+ years of experience building, reviewing, or validating machine learning models within the consumer finance industry. * Strong understanding of consumer lending products, credit risk practices, and regulatory expectations related to model risk management. * Hands-on experience with machine learning techniques, particularly tree-based models such as XGBoost, and strong analytical "deep-dive" capabilities. * Exposure to modern AI concepts, including Generative AI, Large Language Models (LLMs), and Retrieval-Augmented Generation (RAG) systems, with an appreciation for associated governance and risk considerations. * Proven ability to lead and manage complex, ambiguous projects and provide structured, defensible analytical judgment. * Strong written and verbal communication skills, with the ability to explain complex technical concepts to non-technical stakeholders, auditors, and regulators. * Demonstrated intellectual curiosity, strong idea generation, and an interest in research, innovation, and continuous improvement. * Proficiency in Python and SQL; experience with AWS and SageMaker is a strong plus. ## Description What makes a Quantitative Analytics Lead- Model Risk Management successful at OneMain? Check out the top traits we're looking for and see if you qualify. * Adaptable * Analytical * Curious * Entrepreneurial * Inventive * Problem Solver Culture * We foster an entrepreneurial spirit that's powered by a national brand - our teams are empowered to make a difference * We encourage teams to take ownership of initiatives in this fast-paced, innovative culture so they can drive solutions that stay ahead of customer needs * We prioritize teamwork and building in-person connections with each other, understanding that fostering a collaborative environment is the best way to support each other. * We promote avenues to allow team members to expand their professional capabilities and continuously develop skills, facilitating upward mobility and career progression I like working at OneMain because of the opportunity it provides. You get to work with a lot of talented people, a lot of motivation to better the lives of our customers and a lot of fun technology that you get to interact with on a daily basis. I feel like I have many different options that I can take on yearly., * Provide hands-on model governance oversight across the full model lifecycle, including development, implementation, validation, use, and ongoing monitoring of machine learning models supporting marketing, origination, servicing, and loss mitigation. * Perform independent and effective challenge of models, assessing conceptual soundness, data integrity, methodology, assumptions, and limitations. Evaluate key development decisions, including target construction, training versus validation strategies, sampling approaches, performance windows, hyper-parameter tuning, model performance metrics, variable selection, and swap-set analyses. * Provide robust challenge and governance oversight of CECL and loss forecasting models, serving as a central point of contact for internal audit, external audit, and regulatory examinations. Prepare clear, well-supported model governance and validation documentation in support of model approvals and ongoing use. * Conduct periodic model validations and assess whether validation activities performed by internal teams or third parties meet Model Risk Management policy requirements, including outcomes analysis, benchmarking, and sensitivity testing, as appropriate. * Apply analytics, business rules, and other risk tools to monitor model performance and behavior, identify emerging risks or anomalies, and recommend remediation or model enhancements when warranted. * Contribute to the ongoing modernization of the MRM function by leveraging advanced analytics and AI-enabled tools to improve governance efficiency, documentation quality, and knowledge management. * Participate in broader artificial intelligence and advanced analytics initiatives in partnership with the data science & technology organization, ensuring appropriate governance and risk controls are embedded from inception. * Support OneMain's Fair Lending Analytics Program by developing fair lending models and conducting statistically rigorous analyses to assess potential disparate impact and compliance risk. * Apply regression, classification, and related statistical techniques to perform deep-dive analyses, clearly articulating both statistical and practical significance to inform risk decisions and regulatory communications. ## Related Videos - [Data Science in Retail](https://www.wearedevelopers.com/videos/586-data-science-in-retail) - [Fault Tolerance and Consistency at Scale: Harnessing the Power of Distributed SQL Databases](https://www.wearedevelopers.com/videos/1146-fault-tolerance-and-consistency-at-scale-harnessing-the-power-of-distributed-sql-databases) - [TikTok's Privacy Innovation](https://www.wearedevelopers.com/videos/1036-tiktok-s-privacy-innovation) - [The Missing Layer Between Enterprise Data and AI Agents](https://www.wearedevelopers.com/videos/100286-the-missing-layer-between-enterprise-data-and-ai-agents) - [Fault Tolerance and Consistency at Scale: Harnessing the Power of Distributed SQL Databases](https://www.wearedevelopers.com/videos/1520-fault-tolerance-and-consistency-at-scale-harnessing-the-power-of-distributed-sql-databases) - [Data Science on Software Data](https://www.wearedevelopers.com/videos/162-data-science-on-software-data) ## Related Articles - [Coffee with Developers - Maria Apazoglou - Making AI understandable for all in production](https://www.wearedevelopers.com/magazine/475-coffee-with-developers-maria-apazoglou-making-ai-understandable-for-all-in-production) - [How to Become an AI Engineer](https://www.wearedevelopers.com/magazine/331-how-to-become-an-ai-engineer) - [Graph and AI Trends 2026: Why Is AI Running but Not Yet Delivering?](https://www.wearedevelopers.com/magazine/680-graph-and-ai-trends-2026-why-is-ai-running-but-not-yet-delivering) - [MLOps – What’s the deal behind it?](https://www.wearedevelopers.com/magazine/125-mlops-what-s-the-deal-behind-it) - [What Are Large Language Models?](https://www.wearedevelopers.com/magazine/304-what-are-large-language-models) - [MLops – Deploying, Maintaining And Evolving Machine Learning Models in Production](https://www.wearedevelopers.com/magazine/115-mlops-deploying-maintaining-and-evolving-machine-learning-models-in-production)