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# Product Owner & Product Manager

- **Company:** Lydia Sit, MD PLLC
- **Location:** United States (Remote available)
- **Experience:** Expert
- **Salary:** $150,000.0 - $165,000.0
- **Contract:** Permanent contract
- **Skills:** Agile Methodology, Payment Systems, Scrum Methodology, Systems Integration, Diagnostic Tools, Data Analytics, Api Design
- **Published:** August 4, 2026
- **Apply:** https://www.indeed.com/viewjob?jk=5d57c0b860da8c00

## About the Role

* 7-8+ years of product management or product ownership experience.
 * Hands-on experience supporting digital payment networks (Zelle, RTP, FedNow, ACH, or similar).
 * Strong understanding of payment rails, the settlement lifecycle, and financial-services regulatory frameworks.
 * Proven ability to lead Agile teams and deliver complex technical products.
 * Experience writing clear user stories, acceptance criteria, and functional requirements.
 * Excellent communication, analytical, and stakeholder-management skills., * Experience with banking core systems, payment orchestration engines, or API-driven financial platforms.
 * Familiarity with network certification processes, fraud-detection tools, or risk-scoring models.
 * Certifications such as CSPO, PSPO, SAFe PO/PM, or equivalent.
 * Experience working in consulting or client-facing delivery environments

## Description

* Product Vision & Roadmap - Own and evolve the product strategy for digital payments, including instant transfers, P2P capabilities, and money-movement enhancements.
 * Payment Network Integrations - Lead integrations with digital payment networks; manage certification, rule compliance, and ongoing operational alignment.
 * Backlog Management - Translate business needs into user stories, acceptance criteria, and prioritized backlogs.
 * Agile Delivery Leadership - Partner with engineering to drive sprint planning, grooming, and release execution.
 * Fraud, Risk & Compliance Alignment - Work with fraud, risk, and compliance teams to ensure secure, compliant payment experiences.
 * Transaction Lifecycle Oversight - Oversee payment flows including authorization, posting, settlement, exceptions, and reconciliation.
 * Stakeholder Engagement - Serve as the primary liaison across business, operations, customer support, and technology teams.
 * Data-Driven Product Decisions - Define and track KPIs such as payment success rate, fraud loss rate, adoption, and transaction latency.
 * Platform Stability & Incident Support - Support production stability, root-cause analysis, and continuous improvement initiatives.


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