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# Credit Analyist

- **Company:** YiDa Business
- **Location:** Frankfurt am Main, Germany
- **Experience:** Experienced
- **Contract:** Permanent contract
- **Skills:** Customer Data Management, Marisk
- **Published:** August 8, 2026
- **Apply:** https://www.adzuna.de/details/5830667741

## About the Role

* University degree in economics, finance or banking
 * 4 - 5 years of work experience in front or middle office or risk management function of commercial banks
 * Solid knowledge of corporate credit analysis, credit review, internal rating and risk assessment
 * Good understanding of financial statements, corporate finance, economics and accounting standards * Strong analytical skills and ability to prepare clear, structured and reliable credit reports
 * Experience in intensive care, watchlist or NPL management is an advantage
 * Knowledge of German banking supervisory requirements, in particular the German Banking Act (KWG), MaRisk and relevant credit risk requirementsGood skills in MS
 * Proficient in German and English languages, both written and spoken
 * Careful working style, strong sense of responsibility and attention to detail Work Task Credit Review
 * Analysis of creditworthiness of clients by using both quantitative and qualitative factors

## Description

Credit Review

 * Analysis of creditworthiness of clients by using both quantitative and qualitative factors
 * Perform rating review and update on the clients
 * Preparation of credit review report and presentation to Credit Committee
 * Preparation of meetings for Credit Committee and preparation of meeting minutes

 - Credit Administration
 * Checking conditions precedent for loan payment
 * Monitoring of existing clients/exposures in compliance with internal and external rules
 * Support the monitoring and management of watchlist, intensive care and nonperforming exposures
 * Reporting of large exposures and loans of EUR 1million and above to German Bundesbank including management of customer data ("Stammdaten")
 * Management of pledged loans for refinancing purposes to Bundesbank ("MACCS")
 * Risk reports to local Management Board and Head Office
 * Establishing and managing credit files (hardcopy and digital)
 * Supporting Corporate Banking and Operations for credit related matters


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