> Markdown version of [/jobs/ext/1996761-senior-staff-software-engineer-payments](https://www.wearedevelopers.com/jobs/ext/1996761-senior-staff-software-engineer-payments). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Senior Staff Software Engineer, Payments - **Company:** Coinbase, Inc. - **Location:** Boston, MA, United States - **Experience:** Expert - **Salary:** $253,895.0 - $298,700.0 - **Contract:** Permanent contract - **Skills:** Java (Programming Language), Cloud Engineering, Distributed Systems, Payment Systems, Python (Programming Language), Routing, User-Centered Design, System Availability, Low Latency, ISO 20022 Standard, Golang - **Published:** August 8, 2026 - **Apply:** https://dejobs.org/x/x/10CF4BD5CB114C959A2EC5F443DD0964/job/ ## About the Role * 10+ years building and operating large-scale distributed systems in production, with deep expertise in backend programming (e.g., Go, Java, Python) and cloud-native architecture. * Deep money-movement architecture experience including PSPs, ISO 20022, routing, double-entry ledgering, and high-volume payment systems. * Proven track record designing highly available, high-performance systems with the ability to anticipate scaling bottlenecks and address them proactively. * Experience leading cross-functional technical initiatives across multiple engineering teams and mentoring senior engineers in system design and long-term maintainability. * Demonstrated ability to communicate complex technical tradeoffs clearly to executive and cross-org stakeholders and secure alignment on high-impact technical decisions. * Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality. ## Description As a Senior Staff Software Engineer on thePlatform Payments team, you'll define the engineering vision for how fiat moves into and out of Coinbase across 50+ countries and payment rails. This team builds and operates the fiat on- and off-ramps, routing, orchestration, and funds-flow services that power every customer-facing payment experience. You'll own the multi-quarter technical strategy, architect for global scale and reliability, and drive platform-level improvements that directly impact payment success rates, latency, and cost efficiency. What you'll do: * Define and drive the multi-quarter technical strategy for Payments spanning rails, orchestration, and transfers to support new products, geos, and significant growth in payment volume. * Architect and evolve the core Payments platform (rails integrations, routing, and funds-flow services) for high availability, low latency, and cost efficiency at global scale. * Lead end-to-end design and rollout of large, cross-team initiatives (e.g., new global rails, decomp/migrations, resiliency programs), breaking ambiguity into clear milestones and measurable outcomes. * Set and enforce technical standards for financial correctness across Payments, including idempotency, reconciliation, failure-mode handling, and auditability for all money-movement paths. * Partner with FinHub, Payments Risk, Regulatory Platform, and Product to design cohesive architectures that balance customer experience, risk controls, compliance, and unit economics. * Provide deep technical mentorship to senior and staff engineers across Payments pods, upleveling system design quality, review rigor, and long-term maintainability. ## Related Videos - [Throwing off the burdens of scale in engineering](https://www.wearedevelopers.com/videos/608-throwing-off-the-burdens-of-scale-in-engineering) - [Go with the Flow: Stop the Leaks Before Your Memory's a Waterfall!](https://www.wearedevelopers.com/videos/100073-go-with-the-flow-stop-the-leaks-before-your-memory-s-a-waterfall) - [Swapping Low Latency Data Storage Under High Load](https://www.wearedevelopers.com/videos/746-swapping-low-latency-data-storage-under-high-load) - [Creating a routing app with Google Maps API from scratch](https://www.wearedevelopers.com/videos/831-creating-a-routing-app-with-google-maps-api-from-scratch) - [Inside Bitpanda's Tech Stack: Scaling a European Fintech Leader - Markus Dorner](https://www.wearedevelopers.com/videos/1979-inside-bitpanda-s-tech-stack-scaling-a-european-fintech-leader-markus-dorner) - [Scoring 2000 Products per Request: Performance Pitfalls in Golang](https://www.wearedevelopers.com/videos/2073-scoring-2000-products-per-request-performance-pitfalls-in-golang) ## Related Articles - [Highest Paying Tech Companies for Developers](https://www.wearedevelopers.com/magazine/220-highest-paying-tech-companies-for-developers) - [The Best X (Twitter) Accounts for Developers](https://www.wearedevelopers.com/magazine/294-the-best-x-twitter-accounts-for-developers) - [How We Built a Worry-Free System That Runs for 10+ Years – And What We’d Do Again](https://www.wearedevelopers.com/magazine/751-how-we-built-a-worry-free-system-that-runs-for-10-years-and-what-we-d-do-again) - [Highest Paying Tech Companies in Europe](https://www.wearedevelopers.com/magazine/162-highest-paying-tech-companies-in-europe) - [Best Paying Jobs in Technology](https://www.wearedevelopers.com/magazine/256-best-paying-jobs-in-technology) - [Top-Paying Tech Jobs (with Salaries)](https://www.wearedevelopers.com/magazine/372-top-paying-tech-jobs-with-salaries)