> Markdown version of [/jobs/ext/2046895-payments-functional-architect](https://www.wearedevelopers.com/jobs/ext/2046895-payments-functional-architect). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Payments Functional Architect - **Company:** Quant Capital - **Location:** London, UK - **Contract:** Permanent contract - **Skills:** Application Programming Interfaces (APIs), Information Technology, Temenos - **Published:** August 14, 2026 - **Apply:** https://find.jobs/jobs-near-me/apply/ats-redirect/?id=2923244018-2 ## About the Role Computer Science, Maths, Physics or Chemistry degree from a Red Brick UK or EU University * Proven track record in building APIs and maintaining them. (Via a development team) * Proven track record in the account-to-account payments space, at the minimum. Cards and alternative payment space knowledge is an added advantage. * Understanding of customer needs and desired end client experience for account-to-account payments is key * Experience of working with Financial Market Infrastructure (FMI) participants and under-standing their schemes in different regions. * Understanding of clearing and settlement schemes supporting account to account pay-ments. * Knowledge of APIs and in particular, simplification and standardization of APIs (functional-ly), for use across multiple payment types * Understanding of card payments or alternative payment types will be an added advantage. The environment is that of Facebook or Google, relaxed open with time to think and make the right decisions. The atmosphere is calm and relaxed with an open dress code. This is a role for technologists, those who are motivated by the sharp end of technology and the possibility of making serious money doing something you are passionate about. My client is based in Central LondonSwift, Bacs, Bottomline, Trace, C24, Intercorp, Temenos ## Description coder who is interested to pick up the maths and financial knowledge associated with quant risk in hedge funds.Day to Day The Functional Architect will: * Define and maintain metadata required for invoking APIs * Support product manager to create buy-in for the APIs both internally and with key external partners. * Work closely with technical teams to ensure functional architecture doesn't impact nonfunctional capabilities required for APIs. * * Guide development team on mapping of data between various sources * Define standardized way of providing data in an API that is lost in translation / mapping so that it can be consumed for downstream / upstream processing. * Gain a deep understanding of customer experience, identify, and fill product gaps and generate new ideas that will make consumption of APIs easy, leveraging low code / no code platform to grow market share, improve customer experience and drive growth. The Payments Functional Architect Must have: * 2:1 ## Related Videos - [Fintech Rebellion: How Developers Are Disrupting the Future of Commerce](https://www.wearedevelopers.com/videos/596-fintech-rebellion-how-developers-are-disrupting-the-future-of-commerce) - [Rest API Antipatterns](https://www.wearedevelopers.com/videos/100208-rest-api-antipatterns) - [Enabling intelligent logistics automation: home-grown Industrial IoT platform at Austrian Post](https://www.wearedevelopers.com/videos/2018-enabling-intelligent-logistics-automation-home-grown-industrial-iot-platform-at-austrian-post) - [APIs and Architecture for scaling omnichannel payments](https://www.wearedevelopers.com/videos/90-apis-and-architecture-for-scaling-omnichannel-payments) - [Web APIs you might not know about](https://www.wearedevelopers.com/videos/281-web-apis-you-might-not-know-about) - [It's not easy being green](https://www.wearedevelopers.com/videos/558-it-s-not-easy-being-green) ## Related Articles - [Highest Paying Tech Companies in Europe](https://www.wearedevelopers.com/magazine/162-highest-paying-tech-companies-in-europe) - [Top-Paying Tech Jobs (with Salaries)](https://www.wearedevelopers.com/magazine/372-top-paying-tech-jobs-with-salaries) - [The Biggest German Tech Companies](https://www.wearedevelopers.com/magazine/424-the-biggest-german-tech-companies) - [The 12 Best Jobs for Software Engineers](https://www.wearedevelopers.com/magazine/401-the-12-best-jobs-for-software-engineers) - [Highest Paying Tech Companies for Developers](https://www.wearedevelopers.com/magazine/220-highest-paying-tech-companies-for-developers) - [Software Engineer Salary London](https://www.wearedevelopers.com/magazine/252-software-engineer-salary-london)