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# Junior Credit Risk Modeller - Data & Analytics Early Career Program

- **Company:** Rado Bank
- **Location:** Utrecht, Netherlands
- **Experience:** Starter
- **Salary:** €3,516.0
- **Contract:** Permanent contract
- **Skills:** Data Analysis, Data Presentation, Python (Programming Language), Standard Sql, Data Analytics, Programming Languages
- **Published:** August 15, 2026
- **Apply:** https://www.adzuna.nl/details/5843243713

## About the Role

* Master's degree in Econometrics, Quantitative Finance, Economics, Applied Mathematics, Applied Physics, Engineering or a comparable quantitative field.
 * Experience with Python or another programming language.
 * Knowledge of SQL and data analysis.
 * Strong analytical and numerical skills.
 * Clear communication skills and the ability to explain complex outcomes in a simple way.
 * Curiosity, learning agility and an open attitude towards feedback and collaboration.

## Description

Gross monthly salary between € 3.516 and € 5.021 (scale 07).

 * Thirteenth month's salary and 8% holiday allowance
 * 10% Employee Benefit Budget
 * EUR 1,400 development budget per year
 * Hybrid working: balance between home and office work (possible for most roles)
 * A pension, for which you can set the maximum amount of your personal contribution

View all our benefits.

Junior Credit Risk Modeller - Data & Analytics Early Career Program

Help Rabobank improve credit risk decisions through data, modelling and stakeholder insights. Discover your potential during this Early Career Program at Rabobank.

You will support the development, monitoring and improvement of credit risk models for the Income Producing Real Estate portfolio. You will work alongside experienced modelling professionals, use data to create meaningful insights, and contribute to models that support important credit risk decisions. You will gain hands-on experience with model development, monitoring and stakeholder management in an international environment.

You will start in a junior position within Tribe Credit Analytics, where you combine learning on the job with personal and professional development opportunities.

"Be part of a team where you take ownership from day one, tackle meaningful credit risk modelling challenges, and accelerate your growth alongside experienced professionals in a collaborative and international environment."

 - Max Alkemade, Product Manager IPRE.

 * Supporting the development, enhancement and maintenance of credit risk models for the Income Producing Real Estate portfolio.
 * Performing data analyses, creating code solutions and documenting outcomes for model development and monitoring.
 * Presenting insights and findings to stakeholders to support better decision-making.

You will work on your career by helping teams understand, monitor and improve data-driven models that support important business decisions. You will collaborate with colleagues from different backgrounds, combine technical analysis with stakeholder interaction, and learn how a large international bank operates. After completing the programme, you will have built a strong foundation in analytics, business impact assessment and stakeholder management.


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