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# Data Scientist - Credit

- **Company:** Harnham
- **Location:** Greater London, UK
- **Salary:** £55,000.0 - £65,000.0
- **Contract:** Permanent contract
- **Skills:** Python (Programming Language), Machine Learning, SQL Databases, Multiaccess Edge Computing
- **Published:** August 26, 2026
- **Apply:** https://www.collegerecruiter.com/job/2815092676-data-scientist-credit

## About the Role

* Essential to have experience developing predictive models, ideally within credit risk
 * SQL and Python experience is essential
 * Essential to have experience using Machine Learning techniques to develop non-linear models
 * Experience in a fast-paced environment and ability to work across multiple projects, in a FinTech

## Description

Data Scientist - Credit Risk
£55-65,000
London

THE COMPANY

This business are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning techniques. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.

THE ROLE

 * Work across a range of credit models within the business, predominantly scorecards and broader decisioning models
 * Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business
 * Own the deployment and implementation of predictive models across the product suite
 * Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements

YOUR SKILLS AND EXPERIENCE

 * Essential to have experience developing predictive models, ideally within credit risk
 * SQL and Python experience is essential
 * Essential to have experience using Machine Learning techniques to develop non-linear models
 * Experience in a fast-paced environment and ability to work across multiple projects, in a FinTech

SALARY AND BENEFITS

 * Base salary from £55-65,000
 * Company pension scheme
 * Private medical care
 * Equity scheme


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