> Markdown version of [/jobs/ext/2412798-director-of-data-science-risk-monitoring](https://www.wearedevelopers.com/jobs/ext/2412798-director-of-data-science-risk-monitoring). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Director of Data Science - Risk Monitoring - **Company:** Fiserv, Inc. - **Location:** Berkeley Heights, NJ, United States - **Experience:** Expert - **Salary:** $136,000.0 - $225,600.0 - **Contract:** Temporary contract - **Skills:** Artificial Intelligence, Business Analytics Applications, Data Infrastructure, Data Systems, Python (Programming Language), Machine Learning, Microsoft Office, Clover, Transaction Data, Snowflake, Information Technology, Data Analytics - **Published:** August 3, 2026 - **Apply:** https://www.juju.com/job/00000000gm4zem ## About the Role + Bachelor's degree in a quantitative field such as Statistics, Mathematics, Data Science, Computer Science, Engineering, ora relateddiscipline. + 10 years of experience in data science, predictive modeling,fraud andrisk analytics, or related quantitative disciplines, including experience leading teams and delivering analytics solutions that drive business outcomes. + Demonstratedexpertisein AI/ML, advanced analytics, anddecision optimization, with a proven ability to translate complex data into actionable insights, risk controls, and growth opportunities. + Strong knowledge of payment, merchant, lending, fraud, fintech, financial services or credit risk ecosystems, including the use of merchant and transaction data to support risk management and portfolio growth strategies. + Proficiencywith analytical and data technologies, including Python,Snowflake,and modern data platforms, with the ability to guide teams in the development, deployment, and monitoring of analytical solutions. Experience that would be great to have: + Master's degree or PhD in Statistics, Mathematics, Data Science, Computer Science, Engineering, or another quantitative discipline. + Deepexpertisein AI/ML techniques and advanced statistical modeling, including experience applying predictive analytics to business and risk management challenges., You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role. ## Description You will be part of the Merchant Solutions Decision Science & Risk Solutions leadership team, responsible for advancing the AI/ML and decisioning capabilities that power Fiserv's merchant risk and growth solutions. The team develops predictive batch and real-time models, decision frameworks, and automated risk controls that help manage fraud and credit risk exposure while enabling revenue growth and improving the overall merchant experience. You will oversee analytics and risk solutions supporting existing merchant populations, including Risk Monitoring, Clover Capital, and other portfolio management initiatives. Leveraging internal and external data assets, this leader will drive the development of innovative, data-driven capabilities that strengthen risk management, uncover growth opportunities, and deliver measurable business value. Success in this role requires strong collaboration across Decision Science, Product, Technology, Risk, Operations, and client-facing teams to deliver scalable, best-in-class analytical solutions and strategic business outcomes. What you will do: + Lead and develop a high-performing team of Data and Decision Science professionals, providing coaching, mentorship, and strategic direction whilerepresentingthe organization in senior leadership and client engagements. + Drive the AI/ML strategy for existing merchant portfolios,leveragingmerchant, transaction, and third-party data to develop data-driven capabilities, predictive models, and automated decision frameworks that improve risk management, merchant experience, and business growth. + Oversee the end-to-end lifecycle of predictive models, optimized decision frameworks, and automated risk controls, from opportunity identification and development through deployment, monitoring, and optimization. + Generate actionable insights from payment network, merchant, and risk data,applyinginnovative analytical techniques to prevent fraud and credit losses, optimize portfolio performance, and support growth across digital and traditional channels. + Partner with business, product, technology, and risk stakeholders to translate complex business challenges into scalable analytical solutions that balance risk management, merchant experience, and growthobjectives. + Lead the modernization of risk analytics and decisioning capabilities, including the adoption of new data sources, advanced technologies, and real-time decisioning solutions., + Experienceleveragingcredit bureau, alternative, and third-party data sources to enhance risk assessments, predictive models, and automated decision strategies. How you will work: This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experience helps you with your overall onboarding experience and leads to stronger productivity. ## Related Videos - [From Messy Queries to Scalable Systems - How Data Engineering actually works](https://www.wearedevelopers.com/videos/100203-from-messy-queries-to-scalable-systems-how-data-engineering-actually-works) - [Unleashing the power of AI to prevent financial crime](https://www.wearedevelopers.com/videos/1088-unleashing-the-power-of-ai-to-prevent-financial-crime) - [How Cisco embraced a DevOps culture within its network engineering team](https://www.wearedevelopers.com/videos/99-how-cisco-embraced-a-devops-culture-within-its-network-engineering-team) - [Detecting Money Laundering with AI](https://www.wearedevelopers.com/videos/111-detecting-money-laundering-with-ai) - [Hacking AI at the Edge of the Indian Ocean](https://www.wearedevelopers.com/videos/100177-hacking-ai-at-the-edge-of-the-indian-ocean) - [The Data Mesh as the end of the Datalake as we know it](https://www.wearedevelopers.com/videos/156-the-data-mesh-as-the-end-of-the-datalake-as-we-know-it) ## Related Articles - [Coffee with Developers - Maria Apazoglou - Making AI understandable for all in production](https://www.wearedevelopers.com/magazine/475-coffee-with-developers-maria-apazoglou-making-ai-understandable-for-all-in-production) - [What Industries Outside of AI Are Hiring The Most AI Experts?](https://www.wearedevelopers.com/magazine/98-what-industries-outside-of-ai-are-hiring-the-most-ai-experts) - [Data Analyst Salary in the UK](https://www.wearedevelopers.com/magazine/278-data-analyst-salary-in-the-uk) - [Highest Paying Tech Companies for Developers](https://www.wearedevelopers.com/magazine/220-highest-paying-tech-companies-for-developers) - [Data Analyst Salary in Switzerland](https://www.wearedevelopers.com/magazine/276-data-analyst-salary-in-switzerland) - [Top Big Data Technologies That You Need to Know](https://www.wearedevelopers.com/magazine/108-top-big-data-technologies-that-you-need-to-know)