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Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Software Engineer - **Company:** Upstart - **Location:** United States (Remote available) - **Experience:** Experienced - **Salary:** $130,800.0 - $153,900.0 - **Contract:** Temporary contract - **Skills:** Java (Programming Language), Application Programming Interfaces (APIs), Cloud Engineering, Code Review, Software Debugging, Distributed Systems, Python (Programming Language), Software Engineering, System Software, Web Applications, Reliability of Systems, Backend, Kotlin, Information Technology, Apache Kafka, Api Design, Grpc, Golang, Programming Languages - **Published:** September 4, 2026 - **Apply:** https://startup.jobs/software-engineer-upstart-bank-upstart-8743630 ## About the Role * Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) * 2+ years of software engineering experience * Experience building production backend or full-stack software systems * Experience working with APIs, backend services, or web applications * Proficiency in at least one modern programming language such as Java, Kotlin, Python, Go, or similar * Strong engineering fundamentals around software design, testing, debugging, and operational ownership * Ability to work effectively in ambiguous, cross-functional environments Preferred Qualifications * Experience working in fintech, financial services, payments, or another regulated industry * Familiarity with distributed systems, cloud-native architectures, Kafka, gRPC, or similar backend technologies * Experience building reliable backend services, APIs, or platform software * Experience collaborating across Product, Compliance, Operations, and Engineering teams * Proven ability to thrive in collaborative, self-directed, remote, and in-person environments * Curiosity, adaptability, and a desire to continuously learn new technologies and business domains ## Description As a Software Engineer I on the Upstart Bank team, you will help design, build, and maintain reliable backend software that enables Upstart Bank to launch and scale successfully. Engineers work across a variety of Bank initiatives while partnering closely with Product, Compliance, Legal, Risk, Finance, Operations, and Engineering to deliver scalable software in a regulated environment. This is a rare opportunity to help build one of the first modern AI-enabled national banks. The ideal engineer enjoys solving backend engineering problems, thrives in ambiguous environments, and is excited to learn while helping shape the technology supporting Upstart Bank. How you'll make an impact * Design, build, test, and maintain scalable backend systems, services, and APIs supporting Upstart Bank initiatives * Deliver high-quality software while partnering with senior engineers on medium-to-large engineering projects * Translate business, operational, and regulatory requirements into reliable, maintainable software * Improve system reliability, observability, and operational excellence across backend services * Participate in technical design discussions while growing engineering depth and technical ownership * Collaborate closely with Product, Compliance, Legal, Risk, Finance, Operations, and Engineering to deliver high-quality software * Uphold a high engineering bar through thoughtful implementation, testing, code review, and operational ownership * Demonstrate curiosity, adaptability, and a willingness to learn while contributing to a growing engineering organization ## Related Videos - [Inside Bitpanda's Tech Stack: Scaling a European Fintech Leader - Markus Dorner](https://www.wearedevelopers.com/videos/1979-inside-bitpanda-s-tech-stack-scaling-a-european-fintech-leader-markus-dorner) - [Exploring the Power of gRPC-Gateway for Writing RESTful Services](https://www.wearedevelopers.com/videos/2072-exploring-the-power-of-grpc-gateway-for-writing-restful-services) - [Go with the Flow: Stop the Leaks Before Your Memory's a Waterfall!](https://www.wearedevelopers.com/videos/100073-go-with-the-flow-stop-the-leaks-before-your-memory-s-a-waterfall) - [Kotlin Multiplatform - True power of native code reuse](https://www.wearedevelopers.com/videos/4-kotlin-multiplatform-true-power-of-native-code-reuse) - [Next Level Enterprise Architecture: Modular, Flexible, Scalable, Multichannel and AI-Ready?](https://www.wearedevelopers.com/videos/1017-next-level-enterprise-architecture-modular-flexible-scalable-multichannel-and-ai-ready) - [Boosting OpenSearch Performance: gRPC Search in Action](https://www.wearedevelopers.com/videos/1964-boosting-opensearch-performance-grpc-search-in-action) ## Related Articles - [Fully Remote Software Engineer Jobs](https://www.wearedevelopers.com/magazine/447-fully-remote-software-engineer-jobs) - [Best Countries for Software Engineers](https://www.wearedevelopers.com/magazine/267-best-countries-for-software-engineers) - [How Much Does a Software Engineer Make? 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