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Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Product Owner II - **Company:** Savvymoney, Inc. - **Location:** Dublin, CA, United States (Remote available) - **Experience:** Experienced - **Salary:** $130,000.0 - $145,000.0 - **Contract:** Permanent contract - **Skills:** Agile Methodology, Data Analysis, Automation of Marketing, Multivariate Testing, Scrum Methodology, Alwayson, Information Technology, Atlassian Tools - **Published:** September 4, 2026 - **Apply:** https://startup.jobs/product-owner-ii-offer-marketing-dublin-ca-or-usa-remote-savvymoney-com-8338414 ## About the Role * Bachelor's degree in Business, Marketing, Computer Science, or a related field - or equivalent practical experience. * 3-5 years of experience in a product owner or product management role, with a strong focus on requirements refinement, story definition, and backlog management. * Demonstrated proficiency with agile methodologies and hands-on experience with tools such as Jira and Confluence. * Working knowledge of marketing channels (email, SMS/push, direct mail, in-app/widget placements) and how creative and content decisions affect campaign performance. * Experience building, measuring, and iterating on conversion funnels, with comfort interpreting funnel and campaign performance data to inform prioritization. * Strong analytical and problem-solving skills with the ability to break down complex business and marketing requirements into actionable engineering work. * Excellent written and verbal communication skills; comfortable leading meetings and presenting to cross-functional stakeholders, including marketing and creative teams. * Proven ability to manage competing priorities and make confident, data-informed decisions in a fast-paced environment. Preferred / Nice to Have * Background in consumer lending, deposits, personal finance, or the credit reporting space. * Experience working on customer-facing offer or marketing platforms. * Familiarity with offer engines, propensity/recommendation models, or audience-targeting systems in a fintech context. * Experience with marketing automation or campaign management platforms (e.g., Salesforce Marketing Cloud) and A/B or multivariate testing practices. * Understanding of regulatory considerations around prescreened credit offers. ## Description Always-On Marketing Strategy & Roadmap * Partner with Product Management, Data Science, and Marketing leadership to evolve our offer campaigns from scheduled, batch-driven marketing into an always-on engine that continuously scores and targets high-propensity users for loan and deposit products. * Translate propensity models and audience/segmentation strategy into clear product requirements, working closely with data science on what signals drive targeting decisions. * Help define the roadmap for how automated marketing capabilities extend across products (auto, personal loan, credit card, home equity, deposits, and beyond). Channel, Creative & Content Collaboration * Work with marketing, creative, and content teams to plan and prioritize campaign experiences across channels - digital banking widgets, email, SMS/push, direct mail, and in-app placements. * Translate creative and content strategy (messaging, offer presentation, personalization) into detailed requirements and acceptance criteria for the engineering squad. * Help establish a test-and-learn cadence for creative and channel experiments, partnering with internal & external teams on what to test and engineering on how to instrument it. Conversion Funnel Measurement & Optimization * Own the definition and instrumentation of the conversion funnel - from targeting and offer presentation through application and funding - in partnership with Analytics/BI. * Use funnel data to identify drop-off points, prioritize backlog items that address them, and measure the impact of shipped features against funnel and business metrics. * Build a regular cadence of reporting out funnel performance, test results, and learnings to the squad, Product Managers, and leadership. Requirements Gathering & Documentation * Partner with the Product Manager, internal stakeholders, and go-to-market teams to gather, document, and validate product requirements. * Transform mid-to-high-level Product Requirements Documents (PRDs) from key stakeholders into detailed, low-level PRDs - including edge cases, dependencies, and integration considerations. * Create comprehensive epics, user stories, and acceptance criteria from detailed PRDs; keep all documentation current as requirements evolve. Backlog Management & Prioritization * Own and maintain a healthy, prioritized product backlog that aligns with overall product strategy and roadmap commitments. * Make real-time prioritization decisions in response to changing business needs, technical discoveries, campaign performance data, or partner feedback. * Continuously refine backlog items to ensure the squad is always working on the highest-value, best-understood stories. Sprint Planning & Agile Ceremonies * Run agile ceremonies in partnership with your Technical Program Manager - sprint planning, daily stand-ups, backlog refinement, sprint reviews, and retrospectives. * Drive squad velocity by removing blockers, maintaining clarity on goals, and fostering a high-performing team culture. * Lead communications during sprint reviews, clearly conveying what was delivered and why it matters - for both technical and non-technical stakeholders. Stakeholder Communication & Rollout Collaboration * Serve as the primary communication bridge between the development squad and business stakeholders, ensuring shared understanding of scope, status, and expectations. * Proactively collaborate with market-facing teams (sales, partner success, marketing) on product roll-out plans, timing, and partner communications. * Coordinate with the Offers squad and Product Managers to ensure alignment on shared, cross-squad owned products. Testing, Validation & Quality * Partner with QA teams to define test cases and acceptance criteria for all user stories, including campaign targeting logic and compliance-sensitive rules. * Participate in acceptance testing activities to confirm that delivered features meet specified requirements before release. * Champion quality standards within the squad, ensuring edge cases and corner scenarios are addressed during refinement - not discovered post-launch. Product Documentation * Maintain accurate, up-to-date product documentation, including release notes, user guides, and functional specifications. * Ensure documentation is accessible to both technical and non-technical audiences (including marketing and partner-facing teams) and reflects the current state of the product. ## Related Videos - [Data Science in Retail](https://www.wearedevelopers.com/videos/586-data-science-in-retail) - [The Future of Developer Experience with GenAI: Driving Engineering Excellence](https://www.wearedevelopers.com/videos/1107-the-future-of-developer-experience-with-genai-driving-engineering-excellence) - [Building the Next Generation of Software](https://www.wearedevelopers.com/videos/100186-building-the-next-generation-of-software) - [The Innovation Formula: Fast Prototyping, Data Analysis, and Real User Insights](https://www.wearedevelopers.com/videos/1421-the-innovation-formula-fast-prototyping-data-analysis-and-real-user-insights) - [Data Science on Software Data](https://www.wearedevelopers.com/videos/162-data-science-on-software-data) - [Marketing x Product: How We Stopped Gaslighting Each Other and Built AI Products That Actually Work](https://www.wearedevelopers.com/videos/100244-marketing-x-product-how-we-stopped-gaslighting-each-other-and-built-ai-products-that-actually-work) ## Related Articles - [The Biggest German Tech Companies](https://www.wearedevelopers.com/magazine/424-the-biggest-german-tech-companies) - [What Developers Are Building to Win $1 Million with Apify](https://www.wearedevelopers.com/magazine/677-what-developers-are-building-to-win-1-million-with-apify) - [Highest Paying Tech Companies for Developers](https://www.wearedevelopers.com/magazine/220-highest-paying-tech-companies-for-developers) - [What’s the Difference between a Junior, Mid, and Senior Developer?](https://www.wearedevelopers.com/magazine/238-what-s-the-difference-between-a-junior-mid-and-senior-developer) - [Fully Remote Software Engineer Jobs](https://www.wearedevelopers.com/magazine/447-fully-remote-software-engineer-jobs) - [Résumé-Driven Development: How IT trends affect the job market for software developers](https://www.wearedevelopers.com/magazine/59-resume-driven-development-how-it-trends-affect-the-job-market-for-software-developers)