> Markdown version of [/jobs/ext/2728203-senior-data-scientist](https://www.wearedevelopers.com/jobs/ext/2728203-senior-data-scientist). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md).

---

# Senior Data Scientist

- **Company:** Purpose Financial
- **Location:** Greenville, SC, United States (Remote available)
- **Experience:** Expert
- **Contract:** Permanent contract
- **Skills:** Big Data, Database Queries, Python (Programming Language), Machine Learning, NumPy, Pandas, Scikit Learn, Information Technology, Xgboost
- **Published:** September 5, 2026
- **Apply:** https://arc.dev/remote-jobs/j/redirect/djynhmz28l

## About the Role

* Bachelor's degree in Statistics, Economics, Mathematics, Computer Science, Engineering, or a related quantitative field - advanced degree strongly preferred
 * 3-5+ years of credit risk analytics or modeling experience in consumer lending
 * Hands-on experience building and deploying production credit risk models (Python preferred - Pandas, NumPy, scikit-learn, XGBoost/LightGBM, SHAP)
 * Strong SQL skills and comfort working with large, complex datasets
 * Solid understanding of credit fundamentals: PD, EAD, LGD, roll rates, and vintage analysis
 * Familiarity with ECOA, Reg B, FCRA, fair lending, UDAAP, and SR 11-7
 * Experience with revolving or line-based products (LOC, credit cards) is strongly preferred
 * Non-prime or subprime lending experience is a significant advantage
 * The ability to communicate technical findings clearly to executive audiences

## Description

This isn't just a modeling role. It's an opportunity to own the credit risk analytics agenda for our Line of Credit (LOC) portfolio - end to end. From acquisition scoring and line management to loss forecasting and portfolio performance, your work will directly influence how we serve our customers and grow our business responsibly.

You'll partner with Finance, Product, Digital Operations, Collections, and Compliance - and you'll present your findings to senior leadership. You'll mentor junior team members. And you'll do it all in a place where your contributions truly matter.

Your day-to-day will include:

 * Building, validating, and deploying machine learning and statistical models across the LOC customer lifecycle
 * Designing champion/challenger tests to optimize line assignment, offer terms, and credit policy
 * Producing and defending loss forecasts using vintage analysis, roll rates, and survival modeling techniques
 * Translating complex analysis into clear, actionable business recommendations
 * Supporting model risk management, internal validation, and regulatory review
 * Mentoring and developing junior data scientists and analysts


## Related Videos

- [Data Science in Retail](https://www.wearedevelopers.com/videos/586-data-science-in-retail)
- [TikTok's Privacy Innovation](https://www.wearedevelopers.com/videos/1036-tiktok-s-privacy-innovation)
- [Advanced Typing in TypeScript](https://www.wearedevelopers.com/videos/496-advanced-typing-in-typescript)
- [Vectorize all the things! Using linear algebra and NumPy to make your Python code lightning fast.](https://www.wearedevelopers.com/videos/562-vectorize-all-the-things-using-linear-algebra-and-numpy-to-make-your-python-code-lightning-fast)
- [Data Science on Software Data](https://www.wearedevelopers.com/videos/162-data-science-on-software-data)
- [Explainable machine learning explained](https://www.wearedevelopers.com/videos/589-explainable-machine-learning-explained)

## Related Articles

- [Data Analyst Salary in the UK](https://www.wearedevelopers.com/magazine/278-data-analyst-salary-in-the-uk)
- [Data Analyst Salary in Switzerland](https://www.wearedevelopers.com/magazine/276-data-analyst-salary-in-switzerland)
- [Data Analyst Salary Germany](https://www.wearedevelopers.com/magazine/277-data-analyst-salary-germany)
- [Data Engineer Salary UK](https://www.wearedevelopers.com/magazine/253-data-engineer-salary-uk)
- [Top Big Data Technologies That You Need to Know](https://www.wearedevelopers.com/magazine/108-top-big-data-technologies-that-you-need-to-know)
- [Highest Paying Tech Companies for Developers](https://www.wearedevelopers.com/magazine/220-highest-paying-tech-companies-for-developers)