> Markdown version of [/jobs/ext/2789618-senior-credit-decision-systems-analyst](https://www.wearedevelopers.com/jobs/ext/2789618-senior-credit-decision-systems-analyst). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Senior Credit Decision Systems Analyst - **Company:** Information Commissioner's Office - **Location:** London, UK - **Experience:** Expert - **Contract:** Permanent contract - **Skills:** Microsoft Excel, Data Infrastructure, Data Integrity, DevOps, Systems Development Life Cycle, Power BI, Data Analytics - **Published:** September 8, 2026 - **Apply:** https://www.collegerecruiter.com/job/2840629166-senior-credit-decision-systems-analyst ## About the Role * 3+ years' experience working with data, reporting or analytics within a Credit Risk or related function. * Strong understanding of credit decisioning systems and consumer credit risk, ideally gained within sub-prime, digital, or online lending environments. * Demonstrated experience testing and validating credit strategies, decision logic and system changes within a robust governance and control framework. * Solid knowledge of corporate governance, risk controls and regulatory expectations relating to credit risk and system development. * Experience working within Agile delivery environments, with an understanding of DevOps principles, continuous improvement and cross-functional collaboration. * Advanced analytical and quantitative skills, with the ability to interpret complex data and translate insights into clear, actionable outcomes. * Proven ability to plan, prioritise and manage workload effectively in a fast-paced, delivery-focused environment. * Strong stakeholder engagement skills, with confidence working across Credit, Product and Technology teams to gather requirements, share insights and drive delivery. * Highly analytical and detail-oriented approach to problem-solving, with the ability to interpret complex system logic and validate decision-making outcomes against business and governance requirements. ## Description We welcome part-time and flexible arrangements and will aim to match your current flexibility where possible., As a Senior Credit Decision Systems Analyst you'll play a pivotal role in shaping how credit decisions are designed, tested and delivered across the customer lifecycle, with a particular focus on origination platforms, cards and onboarding journeys. You'll lead the development and testing of robust decisioning strategies, translating credit policy into scalable, well-governed system solutions that balance commercial outcomes with responsible lending and regulatory expectations. Using strong analytical skills, you'll investigate credit performance, deliver clear MI and dashboards, and help drive continuous improvement across data, reporting and decisioning infrastructure. You'll also influence key system changes and mentor junior analysts, contributing hands-on to the evolution of our data-driven decisioning capabilities., You'll join a collaborative, high-performing team at the heart of credit decisioning, working closely with Credit Risk, IT, Data, Product and Governance colleagues. The team values strong analytical thinking, attention to detail and proactive problem-solving, with a culture built on knowledge sharing, agile delivery and continuous improvement. Together, you'll work in a fast-paced, delivery-focused environment, fostering strong stakeholder relationships and a DevOps mindset to ensure solutions are well designed, well controlled and effectively implemented. Supported by experienced peers and leaders, you'll have the opportunity to grow your impact while helping to build capability across the wider team., * Lead the design, development, and testing of credit decisioning strategies and system changes across the customer lifecycle. * Collaborate with IT, data, and credit teams to define and document business requirements, ensuring accurate implementation and traceability. * Develop and execute test plans to validate decision logic, system functionality and data integrity, ensuring alignment with governance and regulatory standards. * Monitor and investigate credit performance trends, providing actionable insights to support risk management and strategic decision-making. * Deliver clear, concise management information (MI) and dashboards using tools such as Power BI and Excel, tailored to stakeholder needs. * Define and support data infrastructure requirements to enable scalable and reliable reporting and analytics. * Maintain strong stakeholder relationships across Credit, Product, and Technology teams to ensure alignment and effective delivery. * Contribute to continuous improvement of processes and workflows, promoting a DevOps culture and adherence to governance frameworks. * Mentor junior analysts and support cross-functional knowledge sharing to build team capability. ## Related Videos - [Microservices architecture as a key element in building trading systems for global finance markets](https://www.wearedevelopers.com/videos/1196-microservices-architecture-as-a-key-element-in-building-trading-systems-for-global-finance-markets) - [From DevOps to Scaled DevOps: How We’re Rebuilding Continuous Delivery as a Platform](https://www.wearedevelopers.com/videos/100018-from-devops-to-scaled-devops-how-we-re-rebuilding-continuous-delivery-as-a-platform) - [Exploring 5 Key Applications of AI Abundance with Blockchain Assurance](https://www.wearedevelopers.com/videos/971-exploring-5-key-applications-of-ai-abundance-with-blockchain-assurance) - [Beyond Dashboards: Fixing Text-to-SQL with Semantic RAG](https://www.wearedevelopers.com/videos/2036-beyond-dashboards-fixing-text-to-sql-with-semantic-rag) - [#90DaysOfDevOps - The DevOps Learning Journey](https://www.wearedevelopers.com/videos/548-90daysofdevops-the-devops-learning-journey) - [Anomaly Detection - Using unsupervised Machine Learning for detecting anomalies in customer base](https://www.wearedevelopers.com/videos/6-anomaly-detection-using-unsupervised-machine-learning-for-detecting-anomalies-in-customer-base) ## Related Articles - [Data Analyst Salary in the UK](https://www.wearedevelopers.com/magazine/278-data-analyst-salary-in-the-uk) - [The Most Popular IT Jobs on the Market](https://www.wearedevelopers.com/magazine/376-the-most-popular-it-jobs-on-the-market) - [Coffee with Developers - Maria Apazoglou - Making AI understandable for all in production](https://www.wearedevelopers.com/magazine/475-coffee-with-developers-maria-apazoglou-making-ai-understandable-for-all-in-production) - [Best Companies to work for in London: Top 25 Companies in 2023](https://www.wearedevelopers.com/magazine/187-best-companies-to-work-for-in-london-top-25-companies-in-2023) - [Data Engineer Salary UK](https://www.wearedevelopers.com/magazine/253-data-engineer-salary-uk) - [Top-Paying Tech Jobs (with Salaries)](https://www.wearedevelopers.com/magazine/372-top-paying-tech-jobs-with-salaries)