> Markdown version of [/jobs/ext/2874459-senior-machine-learning-engineer-research-scientist-fraud](https://www.wearedevelopers.com/jobs/ext/2874459-senior-machine-learning-engineer-research-scientist-fraud). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md).

---

# Senior Machine Learning Engineer (Research Scientist) - Fraud

- **Company:** Plaid Inc.
- **Location:** New York, NY, United States
- **Experience:** Expert
- **Salary:** $161,800.0 - $184,600.0
- **Contract:** Permanent contract
- **Skills:** Artificial Intelligence, Fraud Prevention and Detection, Python (Programming Language), Machine Learning, Information Technology
- **Published:** September 13, 2026
- **Apply:** https://www.careerjet.com/jobad/us6bd53cd8e8422cc73a25619c4108424a

## About the Role

PhD in Machine Learning, Artificial Intelligence, Computer Science, Statistics, Applied Mathematics, or a closely related field strongly preferred. Candidates without a PhD may be considered with equivalent research experience, such as significant publications, patents, or widely adopted research contributions in relevant fields.
2-4+ years of relevant industry or research lab experience, ideally post-PhD, with demonstrated research leadership and a track record of translating innovative research into measurable product or business impact.
Demonstrated scientific rigor, with strong written and verbal communication skills and the ability to clearly communicate complex research findings.
Strong proficiency in Python and experience building high-quality research prototypes that can inform or transition into production systems.
Nice-to-Have:
Experience in fraud detection, security, risk, or abuse prevention.
Experience with large-scale training, graph systems, and sequential modeling.

## Description

Research and prototype state-of-the-art approaches across graph machine learning, sequential modeling, and multimodal learning to build next-generation fraud detection capabilities.
Own and execute a research roadmap that translates innovative ideas and prototypes into production solutions with measurable product and customer impact.
Publish and share applied research while collaborating with a highly skilled, cross-functional team across Data, Product, and Engineering.
Leverage Plaid's network-level financial data to uncover insights and develop solutions that help hundreds of millions of consumers achieve greater financial freedom., Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.
Please review our Candidate Privacy Notice .
Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.


## Related Videos

- [Introduction to Azure Machine Learning](https://www.wearedevelopers.com/videos/368-introduction-to-azure-machine-learning)
- [Detecting Money Laundering with AI](https://www.wearedevelopers.com/videos/111-detecting-money-laundering-with-ai)
- [Enabling intelligent logistics automation: home-grown Industrial IoT platform at Austrian Post](https://www.wearedevelopers.com/videos/2018-enabling-intelligent-logistics-automation-home-grown-industrial-iot-platform-at-austrian-post)
- [Edit Your Future: Queerverse Radical AI](https://www.wearedevelopers.com/videos/909-edit-your-future-queerverse-radical-ai)
- [What non-automotive Machine Learning projects can learn from automotive Machine Learning projects](https://www.wearedevelopers.com/videos/397-what-non-automotive-machine-learning-projects-can-learn-from-automotive-machine-learning-projects)
- [It's not easy being green](https://www.wearedevelopers.com/videos/558-it-s-not-easy-being-green)

## Related Articles

- [How machine learning can help us tell fact from fiction](https://www.wearedevelopers.com/magazine/509-how-machine-learning-can-help-us-tell-fact-from-fiction)
- [How to start an AI project for a good cause and boost your career](https://www.wearedevelopers.com/magazine/15-how-to-start-an-ai-project-for-a-good-cause-and-boost-your-career)
- [How to Become an AI Engineer](https://www.wearedevelopers.com/magazine/331-how-to-become-an-ai-engineer)
- [The Biggest German Tech Companies](https://www.wearedevelopers.com/magazine/424-the-biggest-german-tech-companies)
- [What Are Large Language Models?](https://www.wearedevelopers.com/magazine/304-what-are-large-language-models)
- [What Developers Are Building to Win $1 Million with Apify](https://www.wearedevelopers.com/magazine/677-what-developers-are-building-to-win-1-million-with-apify)