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Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Lead Underwriting Data Scientist | Portfolio Analytics | InsurTech | Up to £105k + bonus - **Company:** Riskexploring - **Location:** Epsom, UK (Remote available) - **Experience:** Expert - **Salary:** £80,000.0 - £105,000.0 - **Contract:** Permanent contract - **Skills:** Sql Data Warehouse, Data Analysis, Microsoft Azure, BigQuery, Data Cleansing, Python (Programming Language), SQL Databases - **Published:** September 21, 2026 - **Apply:** https://www.apply4u.co.uk/jobs/lead-underwriting-data-scientist-portfolio-analytics-insurtech-up-to-105k-bonus/46946491 ## About the Role detection models and identifying new risk signals at point of quoteWorking with the panel of underwriters to improve how they assess and select riskExploring non-traditional data sources to sharpen underwriting decisionsGetting models into production so they're shaping live underwriting decisions every dayHelping junior analysts develop their thinking and technical skills It's a role where your work ends up in the product, driving real underwriting decisions on live policies every day. Who are they looking for? This is a rare role and they know it. They're looking for someone who brings genuine breadth across underwriting analytics, pricing, and data science, someone who understands how insurance portfolios actually behave and can work credibly with underwriters, not just alongside them. Your background might span underwriting analytics, actuarial work, pricing, or a mix of all three. What matters is that you think rigorously about risk, can build and deploy models that shape real decisions, and can explain complex findings clearly to senior stakeholders. On the technical side, Python or R, SQL, and experience with modelling techniques like GBMs are important. Fraud analytics experience is a plus, as is data enrichment, though fresh thinking on both counts matters just as much as direct experience. Cloud data warehouse experience such as BigQuery or Azure is useful but not essential. And the good stuff! 10% discretionary bonus + annual pay reviews Up to 22 \"work from anywhere\" days per year Private medical cover + critical illness insurance Employer pension matching up to 7.5% ️ 25 days holiday, rising to 30 with tenure, plus 2 \"my time\" days £300 one-off WFH setup budget EV scheme + cycle to work Market-leading parental leave across all types Dedicated learning and training budget If this sounds like your kind of place, we'd love to hear from you. ## Description Official Role Title: Lead Portfolio Analyst Location: London or Hampshire (2 days a week in-office) Salary: £80k - £105k + 10% bonus Who are they?A well-backed InsurTech leading the UK short-term motor insurance market, one hour to one month cover, at serious volume. They feel like a start-up in the best sense, small team, real ownership, people who care about doing good work. Collaborative but autonomous, they hire people who take ownership and get things done. What's the role?You'll sit in the underwriting team, working closely with the underwriting manager and Chief Underwriting Officer, building and refining the analytical logic that helps their panel of underwriters make better decisions on coverage, rates, and portfolio footprint. Around 70% heads-down individual contribution, 30% leading projects and developing junior analysts.On any given week you might be: Analysing portfolio performance and identifying where coverage, rates or footprint need adjustingBuilding fraud ## Related Videos - [Data Science in Retail](https://www.wearedevelopers.com/videos/586-data-science-in-retail) - [Fault Tolerance and Consistency at Scale: Harnessing the Power of Distributed SQL Databases](https://www.wearedevelopers.com/videos/1146-fault-tolerance-and-consistency-at-scale-harnessing-the-power-of-distributed-sql-databases) - [Beyond Gut Feelings: The Rise of Data-Driven HR](https://www.wearedevelopers.com/videos/1326-beyond-gut-feelings-the-rise-of-data-driven-hr) - [Data Science, ML & AI in the Oil and Gas Industry at NDT Global - Dr. Katja Träumner](https://www.wearedevelopers.com/videos/1308-data-science-ml-ai-in-the-oil-and-gas-industry-at-ndt-global-dr-katja-traumner) - [Fault Tolerance and Consistency at Scale: Harnessing the Power of Distributed SQL Databases](https://www.wearedevelopers.com/videos/1520-fault-tolerance-and-consistency-at-scale-harnessing-the-power-of-distributed-sql-databases) - [Recruitment Reinvented: Bold strategies and the $10K signing incentive](https://www.wearedevelopers.com/videos/1068-recruitment-reinvented-bold-strategies-and-the-10k-signing-incentive) ## Related Articles - [Data Analyst Salary in the UK](https://www.wearedevelopers.com/magazine/278-data-analyst-salary-in-the-uk) - [Data Engineer Salary UK](https://www.wearedevelopers.com/magazine/253-data-engineer-salary-uk) - [Best Companies to work for in London: Top 25 Companies in 2023](https://www.wearedevelopers.com/magazine/187-best-companies-to-work-for-in-london-top-25-companies-in-2023) - [Software Engineer Salary London](https://www.wearedevelopers.com/magazine/252-software-engineer-salary-london) - [Fully Remote Software Engineer Jobs](https://www.wearedevelopers.com/magazine/447-fully-remote-software-engineer-jobs) - [Jobs in Tech: The State of the European Market](https://www.wearedevelopers.com/magazine/575-jobs-in-tech-the-state-of-the-european-market)