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# Underwriter:in Liability Digital Solutions

- **Company:** HDI Global SE
- **Location:** Hannover, Germany
- **Experience:** Expert
- **Salary:** €52,000.0 - €71,000.0
- **Contract:** Permanent contract
- **Skills:** Web Platforms, Data Analytics
- **Published:** September 27, 2026
- **Apply:** https://www.xing.com/jobs/hannover-underwriter-liability-digital-solutions-157530042

## About the Role

* Minimum 7 years of underwriting experience in Liability, ideally affinity and/or group policy scheme
 * Proven experience in Embedded Insurance business
 * Strong track record in business development and portfolio growth
 * Established network across APAC (brokers, MGAs, platforms, partners)

Technical Expertise

 * Deep understanding of liability products (preferably financial lines, general liability, or specialty lines)
 * Deep understanding in group policy contexts
 * Experience with structured programs, cross-border placements, or ecosystem partnerships

Personal Capabilities

 * Entrepreneurial mindset with a strong commercial drive
 * Ability to operate independently in a growth-oriented market environment
 * Strong stakeholder management and negotiation skills
 * Strategic thinking, solution oriented mindset combined with execution focus
 * Strong communication skills at all levels within the organisation and with external business partners

## Description

* Underwrite innovative liability risks, including platform-based and embedded insurance structures
 * Support the development of scalable new liability components within B2B2C business programs
 * Drive portfolio profitability through disciplined pricing, structuring and risk selection
 * Define underwriting strategy for affinity partners, group policy schemes, and distribution ecosystems
 * Apply data-driven underwriting approaches and contribute to innovative product structures

Business Development & Market Expansion:

 * Leverage existing broker, partner and ecosystem relationships across APAC
 * Originate new group policy and B2B2C insurance opportunities (digital platforms, ecosystems, partnerships)
 * Position the company as a preferred carrier for new and innovative liability solutions
 * Closely collaborate with regional and global teams to align market strategy
 * Attending appropriate conferences, seminars, discussion groups, meetings and involvement with industry leaders as considered beneficial to the company

Regulatory & Cross-Border Expertise:

 * Navigate regulatory frameworks across multiple APAC jurisdictions
 * Ensure compliance with local requirements while enabling cross-border program structures

Claims & Risk Alignment:

 * Ensure tight integration between underwriting and claims
 * Involve Claims early for structurally relevant risks or new exposure types
 * Translate claims insights into underwriting standards, not bureaucracy


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