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Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Director of Data Science, Credit - **Company:** Mission Lane - **Location:** United States (Remote available) - **Experience:** Starter - **Salary:** $39,520.0 - **Contract:** Permanent contract - **Skills:** Artificial Intelligence, Airflow, Software Quality, Information Engineering, Python (Programming Language), NumPy, Supervised Learning, Google Cloud, Model Validation, Generative AI, Scikit Learn, Kubernetes, Information Technology, Xgboost, Performance Monitor, Data Pipelines - **Published:** September 10, 2026 - **Apply:** https://www.builtincolorado.com/job/director-data-science-credit-risk/10228770?handler=ApplyRedirect ## About the Role * Has a PhD in a quantitative field and 5+ years of experience in a related role, or a BS/MS in a quantitative field and 8+ years of experience in a related role * Has created, deployed, and managed supervised learning models in a production environment for high-impact applications * Has direct experience hiring, coaching, and developing data scientists as their manager * Has applied data science to credit risk, underwriting, or another long-horizon, regulated prediction problem, such as insurance * Writes tested, reviewed, reproducible code, for data pipelines and model training alike, and works fluently in the Python data stack. * Able to travel ~4-6+ times per year for high quality in-person collaboration, * Direct experience in consumer lending; credit card acquisitions, specifically * Familiarity with Mission Lane's broader ML tooling ecosystem, including Chalk, BentoML, or DVC * Experience partnering directly with executive leadership on modeling strategy ## Description We're looking for a Director of Data Science to own the strategy and technical leadership behind Mission Lane's credit acquisition models, reporting to the Sr. Director, Data Science. The impact you'll make: Someone hits submit on a credit card application, hopeful this is the "yes" that lets them start building toward something: a car, a home, a little more room to breathe. You'll lead the strategy and the team behind decisions like that one. Keeping every decision accurate and fair as circumstances shift makes this work interesting and rewarding, every day. Mission Lane is young, but we've landed in an exciting, stable stretch of maturation: still moving toward what we're going to become, with plenty of room for you to help shape it. What you'll own: * Mission Lane's credit acquisition modeling strategy, translating the company's growth and underwriting goals into a roadmap that balances approval rates, portfolio performance, and fair lending practice * Technical leadership for the data scientists building and maintaining acquisition models, setting the bar for model design, code quality, and production rigor * Model risk and monitoring practices that keep acquisition models compliant, explainable, and accurate as underwriting conditions change * Cross-functional alignment with Credit Risk, Portfolio, Data Engineering, and company leadership on how acquisition modeling fits into Mission Lane's broader risk appetite * A growing scope as acquisitions-adjacent growth initiatives roll into the team, giving you room to shape how the function expands Our core tech stack includes: Python and the Python data stack (numpy, polars, scikit-learn), LightGBM, DVC, Kubernetes, Airflow, Google Cloud, and Chalk, our feature store You'll thrive in this role if: * You stay anchored to the business problem you're solving, keeping the modeling technique in service of the goal. * You're curious by nature, the kind of person who wants to understand how the pieces fit together. * You've made predictions where the outcome doesn't show up for a year or more, and you build in the discipline that requires, including practicing sound model risk management. * You can mentor and raise the technical bar for experienced data scientists without needing to be the smartest person in every room. * You partner naturally with people outside data science, translating technical trade-offs into decisions the business can act on., Coordinates installation projects from initial customer and provider contact through scheduling, product delivery, compliance documentation, issue resolution, and post-completion work orders. Communicates with customers, service providers, stores, and vendors through inbound and outbound calls, documents interactions in company systems, ensures SLA adherence, assesses costs and chargebacks, and supports consistent customer service and process improvement in a fast-paced environment. Top Skills: Installation Management SystemMyredvestSalesforce Corporate Tools LLC Merchant Services Representative 4 Hours Ago Remote or Hybrid 19-19 Hourly Entry level 19-19 Hourly Entry level eCommerce * Legal Tech * Professional Services * Software * Data Privacy Conduct outbound consultation calls with clients about credit card processing, assess merchant needs, recommend cost-effective solutions, and convert leads into merchant account applications. Provide customer service, manage client relationships, communicate by phone and email, follow up on pricing quotes, and support other customer service teams. The role requires learning point-of-sale systems and credit card terminals while using consultative sales, negotiation, and problem-solving skills. Top Skills: Credit Card TerminalsPoint-Of-Sale Systems Coupa ## Related Videos - [Data Science in Retail](https://www.wearedevelopers.com/videos/586-data-science-in-retail) - [Shoot for the moon - machine learning for automated online ad detection](https://www.wearedevelopers.com/videos/502-shoot-for-the-moon-machine-learning-for-automated-online-ad-detection) - [Fully Orchestrating Databricks from Airflow](https://www.wearedevelopers.com/videos/336-fully-orchestrating-databricks-from-airflow) - [Vectorize all the things! 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