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# Data Scientist

- **Company:** Funding Circle
- **Location:** London, UK
- **Contract:** Permanent contract
- **Skills:** Artificial Intelligence, Python (Programming Language), Machine Learning, SQL Databases, Data Processing
- **Published:** September 1, 2026
- **Apply:** https://uk.indeed.com/viewjob?jk=fe399711c615221e

## About the Role

We value deep expertise, but a growth mindset and good energy are what really make our team click. We're a group that chooses to lift each other up and think smart every day., * Degree educated in a quantitative STEM discipline with a demonstrated capability to transition theoretical concepts into functional, real-world solutions

 * Proven track record of leveraging rigorous quantitative frameworks, structured problem-solving, and analytical methodologies to solve complex business problems.
 * End-to-end hands-on experience in statistical modeling, Machine Learning architecture, and deployment, demonstrated through production-level enterprise experience, high-impact research, or advanced project delivery.
 * Strong proficiency in Python for data manipulation, statistical analysis, and modeling, with a focus on writing clean, efficient, and reproducible code.
 * Deep operational familiarity with SQL, including writing optimised queries, joining complex multi-table datasets, and transforming raw enterprise data into analysis-ready formats.
 * Track record of collaborating with cross-functional partners to translate technical outputs into actionable commercial insights, key metrics, or product improvements.
 * Able to take ownership and designing workflows, using AI to automate complex tasks and drive operational efficiency
 * Identify high-impact AI use cases and implement advanced prompting techniques to solve multi-layered business challenges

Skills we'd love to see:

 * Prior experience working in Credit Risk or Data Science space

## Description

London (Hybrid) | 3 days in the office | Competitive Salary + Benefits, We are looking for a Data Scientist to join us as we continue to evolve and build our next generation of models at Funding Circle. You will play a key role in developing, implementing and monitoring these models and drive significant value for the business.

 * Model Development: Develop statistical and machine learning models for commercial lending products.
 * Optimization: Deliver value through the optimization of current models and drive innovation by constantly seeking alternative data sources.
 * Communication: Communicate and present effectively, turning complex analysis into clearly articulated insights.
 * Problem Solving: Proactively problem-solve, identifying and mitigating any risks, issues, or control weaknesses in your day-to-day work.
 * Experimentation: Actively experiment with various frameworks for model optimization, As part of the Decision Science team, you will create cutting edge statistical and machine learning models and collaborate with data engineers, analysts, and business stakeholders. As well as improving on our previous generation models, we are expanding our borrower products so you will have the opportunity to develop completely new models.


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