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# Principal Engineer, Digital Banking Platform

- **Company:** Fiserv, Inc.
- **Location:** Phoenix, AZ, United States
- **Experience:** Experienced
- **Salary:** $145,000.0 - $240,000.0
- **Contract:** Permanent contract
- **Skills:** Application Programming Interfaces (APIs), Computing Platforms, Software as a Service, Cloud Engineering, Code Review, Continuous Integration, DevOps, Distributed Systems, Online Banking, Site Reliability Engineering Practices, Software Engineering, Cloud Platform System, Technical Debt, Information Technology, Devsecops, Service Stack, Legacy Systems
- **Published:** October 14, 2026
- **Apply:** https://www.phoenixjobs.com/job.asp?id=3445790794&tx=UT5854THV&pt=1&aff=0B19D771-A501-4A5E-8338-2A822B784D54&utm_source=Job%20Feed&utm_medium=textkernel&utm_campaign=DE&utm_term=0B19D771-A501-4A5E-8338-2A822B784D54

## About the Role

* ·12+ years of software engineering experience, including architecture and delivery of large-scale enterprise platforms.
 * ·10+ years of experience designing and developing distributed systems, APIs, cloud-native architectures, and modern software delivery platforms.
 * ·8+ years of experience leading technical strategy, architecture decisions, and software delivery across multiple engineering teams.
 * ·Bachelor's degree or higher in Computer Science, Software Engineering, Information Technology, or a related field, or an equivalent combination of education, related experience, and/or military experience.

What would be nice to have?

 * ·2+ digital banking or financial technology domain areas supported, such as online banking, payments, lending, risk, or customer-facing financial platforms.
 * ·2+ cloud or platform transformation focus areas, such as SaaS or multi-tenant platforms, platform modernization, or cloud transformation initiatives.
 * ·2+ engineering excellence focus areas, such as AI-assisted development, developer experience, internal engineering enablement, geographically distributed organizations, or large-scale resiliency and performance programs.

## Description

A successful Principal Engineer, Digital Banking Platform defines the architecture, engineering strategy, and technical direction for digital banking platforms that support online and mobile banking experiences at scale. This leader partners across engineering, product, architecture, operations, and business teams to solve complex technical challenges while advancing modernization, resiliency, security, and delivery speed. They combine strategic leadership with hands-on technical execution to influence multiple teams, improve platform performance, and accelerate business value.

What you will do?

 * ·Define the technical vision, long-term architecture, and engineering roadmap for online banking platforms, while leading solution design, architecture reviews, and technical decision-making for complex initiatives across multiple teams.
 * ·Analyze legacy systems, platform architecture, application code, infrastructure, and production environments to identify root causes, technical risks, and modernization opportunities across varied technology stacks.
 * ·Design and modernize scalable, secure, resilient, and maintainable platforms using distributed systems, APIs, cloud-native architectures, automation, and modern engineering practices.
 * ·Improve availability, performance, operational excellence, and engineering productivity by advancing observability, reducing technical debt, strengthening reliability, and driving DevSecOps, CI/CD, platform engineering, and Site Reliability Engineering practices.
 * ·Provide technical leadership across geographically distributed teams through mentorship, code reviews, proof-of-concepts, critical feature development, incident investigations, architecture forums, and engineering standards for quality, security, and maintainability.