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# Shadow Monitoring Analyst

- **Company:** Everforth Apex
- **Location:** Columbus, OH, United States
- **Experience:** Experienced
- **Contract:** Permanent contract
- **Skills:** Microsoft Excel, Big Data, Microsoft PowerPoint
- **Published:** October 18, 2026
- **Apply:** https://www.dice.com/job-detail/1f5749fb-763a-4605-9cec-73a193259f29

## About the Role

Education: Bachelor's Degree or equivalent experience.

Experience: A minimum of 3 years of risk experience, with a preference for merchant acquiring.

Skills: An understanding of merchant risk, fraud indicators, and risk mitigation practices.

Preferred Qualifications

 * Ability to analyze merchant account details and provide recommendations.
 * Experience in merchant acquiring credit and risk management.
 * Knowledge of merchant boarding systems and processes.
 * Knowledge of risk systems including external tools such as e-commerce monitoring.
 * Ability to synthesize, create, and communicate complex topics in PowerPoint.
 * Experience in Excel with an ability to manage large data sets and create summary views.
 * Strong verbal and written communication skills.
 * Focus on teamwork and collaboration.
 * Attention to detail, quality, and accuracy.
 * Ability to multitask and work under pressure.

## Description

This role serves as a subject matter expert for advising and guiding operational risk initiatives. The position involves developing and monitoring KRIs/KPIs and working with business lines to proactively self-identify operational risks and issues. The analyst will support risk identification, measurement, and mitigation for new product approvals., * Perform daily sub-merchant risk reviews and investigations.

 * Review concurrence requests from vendors for new applications, funds held, releases, tracking, and follow-up.
 * Conduct sub-merchant communication and follow-up related to investigations and periodic reviews.
 * Participate in oversight meetings with internal risk and compliance partners.
 * Support internal Third-Party governance and due diligence requirements for BIN Sponsorship Vendors.
 * Prepare and maintain presentations, deliverables, and reporting for governance, risk, and vendor forums.
 * Monitor and ensure adherence to Card Brand rules and specific transactional threshold limits.
 * Ensure alerts and breaches are handled with the appropriate stakeholders for investigation and dispositioning.
 * Determine lessons learned from monitoring to enhance and streamline thresholds and reporting.
 * Collaborate with various risk partners and stakeholders to effectively manage risk.