> Markdown version of [/jobs/ext/4119454-data-scientist-credit](https://www.wearedevelopers.com/jobs/ext/4119454-data-scientist-credit). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Data Scientist - Credit - **Company:** Harnham - **Location:** London, UK - **Salary:** £55,000.0 - £65,000.0 - **Contract:** Permanent contract - **Skills:** Python (Programming Language), Machine Learning, SQL Databases - **Published:** October 22, 2026 - **Apply:** https://www.reed.co.uk/jobs/data-scientist-credit/57482255 ## About the Role * Essential to have experience developing predictive models, ideally within credit risk * SQL and Python experience is essential * Essential to have experience using Machine Learning techniques to develop non-linear models * Experience in a fast-paced environment and ability to work across multiple projects, in a FinTech ## Description * Work across a range of credit models within the business, predominantly scorecards and broader decisioning models * Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business * Own the deployment and implementation of predictive models across the product suite * Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements