> Markdown version of [/jobs/ext/4291914-software-engineer-ii](https://www.wearedevelopers.com/jobs/ext/4291914-software-engineer-ii). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # Software Engineer II - **Company:** Ripple - **Location:** San Francisco, CA, United States - **Experience:** Experienced - **Salary:** $140,000 - $170,000 - **Contract:** Permanent contract - **Skills:** Java (Programming Language), Artificial Intelligence, BASIC (Programming Language), Relational Databases, Cursor, Software Debugging, Distributed Systems, Python (Programming Language), PostgreSQL, Object-Oriented Software Development, Microsoft Copilot, Software Engineering, TypeScript, ReactJS, Spring-boot, Backend, Database Migration, Material UI, Kubernetes, Ripple (payment Protocol), Claude, Restful APIs, Service Stack, Golang - **Published:** October 24, 2026 - **Apply:** https://www.careerbuilder.com/job-details/software-engineer-ii-san-francisco-ca--b9f498b9-4069-4eda-bca7-e544c9c0f2e0 ## About the Role Software Engineering, Global Financial Markets, Cryptography, Financial Systems, Software Engineering, Financial Operations, Automation, Liquidity, Banking Services, PostgreSQL, * 2-5 years of software engineering experience building and shipping production systems * Backend experience in at least one language-Java, Go, Python, or TypeScript; comfort with object-oriented development and production-grade codebases * Comfortable contributing across the stack (backend APIs + UI components) * Solid grasp of relational databases, REST API development, and basic distributed systems concepts * Able to read, navigate, and add to existing codebases-not only new projects * Clear communicator with non-engineering partners-operations, finance, and product teams are your collaborators * Uses AI tools (Claude, Copilot, Cursor, etc.) actively as a core part of writing, reviewing, and debugging code. These tools are not a novelty but a genuine accelerant * Experience with financial systems, payments, or operations automation workflows * Familiarity with Spring Boot, Postgres, React * Experience crafting or deploying agentic systems-closed-loop automation that runs without a human in the critical path (approval workflows, reconciliation pipelines, event-driven monitoring) ## Description We are the Financial Core team, the platform layer supporting Ripple''s products. We manage vital infrastructure for money flow, including asset transfers across Ripple''s global custodian network that covers fiat rails and crypto custody. Our responsibilities include settlement automation and liquidity management across many accounts and banking partners. The technology stack uses Java/Spring Boot on the backend, React/TypeScript for internal tools, and Postgres. These are deployed on Kubernetes with built-in observability and approval processes. We collaborate closely with Product Ops and Product to transform manual financial tasks into dependable, auditable, and automated systems. WHAT YOU'LL DO: * Develop and deploy backend services and internal tools that automate settlement, funding, and liquidity management workflows * Work directly with Product Ops and Product to understand manual processes and build software that replaces or accelerates them * Contribute across the stack-REST API handlers, database migrations, and React UI components * Participate in on-call rotation and maintain production reliability for financial systems that move money in real time * Write well-tested, reviewable code and contribute to build discussions with your team and cross-functional partners, * The opportunity to build in a fast-paced start-up environment with experienced industry leaders * A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning. * Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team. * In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in. * Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team * We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!