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# Payments Systems Analyst

- **Company:** Fiserv, Inc.
- **Location:** Berkeley Heights, NJ, United States
- **Experience:** Expert
- **Salary:** $120,000.0 - $198,000.0
- **Contract:** Temporary contract
- **Skills:** Application Programming Interfaces (APIs), Agile Methodology, Cloud Engineering, Information Systems, Payment Systems, Scrum Methodology, Information Technology, ISO 20022 Standard, Microservices
- **Published:** October 25, 2026
- **Apply:** https://www.indeed.com/viewjob?jk=9a6853c22c493445

## About the Role

* 6+ years of experience as a Business Analyst, Product Analyst or payments subject-matter expert within banking, payment technology or financial services.
 * 6+ years of experience analyzing high-value or wire payment lifecycles, including payment statuses, settlement, returns, investigations, exceptions and reconciliation.
 * 6+ years of experience with Fedwire Funds Service processing, including operating concepts, message flows, controls and exception scenarios.
 * 6+ years of experience with ISO 20022 payment messaging, including message structures, data elements, validation, mapping and end-to-end processing.
 * 6+ years of experience creating requirements, user stories, process models, data mappings and testable acceptance criteria for integrated platforms.
 * 6+ years of experience working in Agile product development teams with engineering, architecture and quality assurance functions.
 * Bachelor's Degree or higher in Business, Finance, Information Systems, Computer Science or a related field, or equivalent combination of education, related experience and/or military experience.

Experience that would be great to have:

 * Experience implementing or supporting Fedwire ISO 20022 migration or modernization initiatives.
 * Knowledge of related payment rails and messaging standards, such as Clearing House Interbank Payments System, Society for Worldwide Interbank Financial Telecommunication, real-time payments, FedNow or cross-border payments.
 * Experience with cloud-native, microservices-based or application programming interface-enabled payment platforms.
 * Experience supporting client workshops, implementation discovery, demonstrations, request for proposal responses or request for information responses., You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.

## Description

As a Senior Business Analyst, you will support the Payments Exchange Wires Platform by translating Fedwire Funds Service and ISO 20022 requirements into platform capabilities. You will work with product, engineering, architecture, quality assurance, operations and client-facing teams across the product development lifecycle. Your work will help improve wire payment processing, delivery clarity and platform readiness for clients.

What you'll do:

 * Lead business and domain analysis for the Payments Exchange Wires Platform, with a focus on Fedwire Funds Service processing and ISO 20022.
 * Develop epics, features, user stories, process flows and acceptance criteria from business, client, regulatory and payment network requirements.
 * Evaluate end-to-end wire payment processing needs, including initiation, validation, routing, settlement, acknowledgements, investigations, returns, exceptions and reconciliation.
 * Define ISO 20022 message requirements, business rules, data mappings and processing outcomes for Fedwire and related payment flows.
 * Partner with architects, developers and quality assurance teams to clarify requirements, resolve questions and validate intended business outcomes.
 * Participate in Agile ceremonies, backlog refinement, sprint planning, demonstrations and retrospectives to support predictable delivery.
 * Support functional, integration and user acceptance testing through scenario definition, traceability, defect analysis and validation of delivered capability.
 * Responsibilities listed are not intended to be all-inclusive and may be modified as necessary., * This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.