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# Backend Developer

- **Company:** BJAK LLC
- **Location:** United States
- **Contract:** Permanent contract
- **Skills:** Application Programming Interfaces (APIs), Artificial Intelligence, User Authentication, Databases, Data Integrity, Software Debugging, Financial Software, Systems Integration, Backend, AI Platforms, Low Latency, Front End Software Development
- **Published:** November 6, 2026
- **Apply:** https://www.careerbuilder.com/job-details/backend-developer--32e853a1-db0d-44bc-aedd-b115e815c574

## About the Role

Artificial Intelligence (AI), Financial Analysis, Finance Software, Insurance, Application Programming Interface (API), Onboarding, Risk, Know Your Customer (KYC), Customer Support/Service, System Integration (SI), * Strong backend engineering experience in production systems.

 * Good understanding of APIs, databases, authentication, authorization, queues, jobs, events and integrations.
 * Experience building services used by real customers or internal operations at meaningful scale.
 * Strong debugging, reliability, security and data quality mindset.
 * Able to make practical trade-offs between speed, correctness, scalability and maintainability.
 * Fintech, payments, banking, wallet, KYC, fraud or risk experience is a strong plus, but not required if fundamentals are strong., English is our main working language across global teams. Strong English communication is required.

## Description

We are looking for backend engineers to build the core systems behind BJAK's AI Neobank app.

This role is for engineers who can build reliable APIs, workflows and financial product infrastructure that can scale across markets, partners and millions of users.

What You'll Own

 * Build backend services and APIs for onboarding, accounts, payments, cards, transfers, rewards, travel, FX, KYC and risk flows.
 * Design reliable systems that can support real customer transactions, operational workflows and future financial products.
 * Integrate with internal systems, financial partners, payment providers, AI services and third-party platforms.
 * Own backend quality across reliability, security, latency, observability, data integrity and incident handling.
 * Work with product, frontend, mobile and AI teams to launch features quickly and safely.
 * Improve existing systems by simplifying flows, removing manual work and automating repeatable processes.