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# Credit Monitoring Analyst

- **Company:** Regent Bank
- **Location:** Springfield, MO, United States
- **Contract:** Permanent contract
- **Skills:** Microsoft Word, Microsoft Excel, Microsoft PowerPoint, Cisco WebEx
- **Published:** November 8, 2026
- **Apply:** https://www.indeed.com/viewjob?jk=035a5c3153b17cae

## About the Role

* Bachelor's degree in business management, finance, economics or accounting.

 * One (1) to four (4) years of banking experience required.

 * Prior experience with commercial financial statement spreading, covenant tracking/testing, annual reviews, or commercial credit monitoring preferred.

 * Experience with Sageworks or similar financial spreading/credit analysis software preferred.

Knowledge, Skills, and Abilities:

 * Functional to proficient knowledge of Microsoft Office applications, including Excel, Word, and PowerPoint.

 * Ability to analyze financial data and translate results into meaningful information for credit monitoring and relationship review purposes.

 * Working knowledge of accounting practices, financial concepts, financial statement analysis, and ratio analysis.

 * Strong verbal and written communication skills.

 * Strong attention to detail and ability to work under pressure of deadlines.

 * High character, integrity, dependability, professionalism, and work ethic.

 * Knowledge of Zoom, Webex, or similar virtual meeting platforms.

 * All candidates will be required to complete a pre-employment background, credit, and drug screening.

Physical Requirements:

 * Must be able to exert up to 10 pounds of force occasionally and/or a negligible amount of force frequently.

 * Must be able to occasionally lift and/or move up to 25 pounds.

 * Specific vision abilities required by this job include close vision and the ability to adjust focus.

 * Sitting for long periods of time.

## Description

* Perform covenant testing once borrower financial information is received, including reviewing applicable loan requirements, calculating covenant compliance, documenting results, and identifying potential exceptions or follow-up needs.

 * Prepare annual relationship reviews once a full financial package has been received, including review of financial performance, borrower trends, guarantor or related-party information when applicable, and overall relationship condition.

 * Provide support to loan officers and commercial officers through financial statement spreading, analysis of existing credit relationships, and preparation of monitoring-related documentation.

 * Review financial information and supporting documents to identify trends, weaknesses, covenant-related concerns, or other potential risk factors that should be escalated to Credit Management or lending personnel.

 * Collaborate with commercial officers, credit analysts, and credit management to ensure required information is complete, accurate, and sufficient to complete assigned monitoring or support requests.

 * Understand and comply with bank policy, laws, regulations, and other applicable programs, including completion of required compliance training and adherence to internal procedures and controls.

 * Report any known violation of compliance policy, laws, or regulations, and report any suspicious customer and/or account activity.

 * Other duties as assigned.