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# Product Manager, Payments Platform (Chicago or Remote, US)

- **Company:** Chowbus, Inc.
- **Location:** Chicago, IL, United States (Remote available)
- **Experience:** Experienced
- **Salary:** $110,000 - $130,000
- **Contract:** Permanent contract
- **Skills:** Systems Engineering, Software as a Service, Static Program Analysis, Payment Service Provider, SQL Databases, Backend, Stripe
- **Published:** November 13, 2026
- **Apply:** https://www.careerbuilder.com/job-details/product-manager-payments-platform-chicago-or-remote-us-chicago-il--49e24aa9-d47f-4583-a77e-6023a2aef9c2

## About the Role

Product Management, Restaurant, Ecosystems, Entrepreneurship, Software as a Service (SaaS), Waitressing, Product Positioning, Product Management, Reconciliation, Analysis Skills, * 5+ years in product management, with at least 3 years in payments (acquiring, PSP integration, checkout, settlement, or payouts).

 * Hands-on experience with PSP or acquirer integrations and with card payment flows: authorization, capture, 3DS, refunds, chargebacks, and settlement.
 * Understanding of backend payments platforms, including engineering systems, money flows, and ledger design.
 * A track record of owning a product area independently and delivering measurable results, with metrics you can explain.
 * Strong analytical skills and comfort with data (SQL or similar).
 * Fluent spoken and written English for daily work with a US team across time zones.
 * Working fluency in Chinese for daily work with our China-based engineering team.

Preferred Qualifications

 * Experience with US card-present payments, point-of-sale environments, or marketplace payments
 * Experience dealing with tipping, merchant payouts, split payments
 * Experience with payments risk, reconciliation, or fraud tooling.

## Description

Chowbus builds software and a marketplace for restaurants, including ordering, POS, and online ordering. We are looking for a Product Manager to own our payments platform. You will work with a small US-based payments business team and engineering teams in China. This role is based in Chicago or remote within the US., * Own the payments platform roadmap, covering checkout, card-present and online payments, refunds, payouts to merchants, and reconciliation.

 * Evaluate, integrate, and manage payment service providers (such as Stripe and Adyen), including cost and authorization rate optimization.
 * Improve payment success rate, conversion, and cost using data, experiments, and error-code analysis.
 * Partner with risk, finance, and compliance to reduce fraud, chargebacks, and reconciliation errors without hurting conversion.
 * Write clear specs, drive delivery with engineering, and run several initiatives at once with US-based stakeholders.