> Markdown version of [/videos/100571-from-transaction-sequences-to-pricing-decisions-at-140m-customer-scale?t=73](https://www.wearedevelopers.com/videos/100571-from-transaction-sequences-to-pricing-decisions-at-140m-customer-scale?t=73). Every page supports `.md` or `Accept: text/markdown`. Links point to the HTML versions so they work for humans too. Agent guide: [/agents.md](https://www.wearedevelopers.com/agents.md). --- # From transaction sequences to pricing decisions at 140M+ customer scale What if you treated financial transactions like natural language? Discover how Nubank uses transformer models to automate complex credit pricing decisions for over 140 million customers. - **Speakers:** [Hiroto Udagawa](https://www.wearedevelopers.com/@rohan-ramanath) - **Event:** World Congress 2026 North America - **Published:** September 24, 2026 - **Duration:** 10:34 - **URL:** https://www.wearedevelopers.com/videos/100571-from-transaction-sequences-to-pricing-decisions-at-140m-customer-scale - **Thumbnail URL:** https://customer-goifxnzhrq3d0d54.cloudflarestream.com/55170f6fbb88d47882b945d461893dd6/thumbnails/thumbnail.jpg?time=75505ms ## Access Playback and chapters for this video are available with a Free account. ## Related Moments - [Balancing deterministic and probabilistic systems in banking](https://www.wearedevelopers.com/videos/100002-the-new-financial-stack-ai-agents-and-trust) (from "The New Financial Stack: AI, Agents and Trust") - **Thumbnail URL:** https://customer-goifxnzhrq3d0d54.cloudflarestream.com/a284a4f15334bd4f7f18f5de83726692/thumbnails/thumbnail.jpg?time=104310ms - [Architecting inference layers and meta harnesses to manage token costs](https://www.wearedevelopers.com/videos/100600-inside-the-ai-native-engineering-org) (from "Inside the AI-Native Engineering Org") - **Thumbnail URL:** https://customer-goifxnzhrq3d0d54.cloudflarestream.com/ffe256ba71a3d5017d4ff5d033858092/thumbnails/thumbnail.jpg?time=242411ms - [Predicting future retail experiences and avoiding technology hype](https://www.wearedevelopers.com/videos/1702-intelligence-everywhere-the-future-of-consumer-tech) (from "Intelligence Everywhere: The Future of Consumer Tech") - **Thumbnail URL:** https://customer-goifxnzhrq3d0d54.cloudflarestream.com/30876a2d625211f3c1534e1da088d5b4/thumbnails/thumbnail.jpg?time=341165ms - [Applying predictive and generative models in ecommerce environments](https://www.wearedevelopers.com/videos/1266-navigating-the-ai-revolution-in-software-development) (from "Navigating the AI Revolution in Software Development") - **Thumbnail URL:** https://customer-goifxnzhrq3d0d54.cloudflarestream.com/0426340daa034ef3c93e81f4dce2b3df/thumbnails/thumbnail.jpg?time=318015ms - [Powering global commerce for the next generation of AI](https://www.wearedevelopers.com/videos/608-throwing-off-the-burdens-of-scale-in-engineering) (from "Throwing off the burdens of scale in engineering") - **Thumbnail URL:** https://customer-goifxnzhrq3d0d54.cloudflarestream.com/ef7e59aa66aaeb8b0dbbb292ca0f0f40/thumbnails/thumbnail.jpg?time=1842105ms - [Exploring emergent monetization models and usage-based billing structures](https://www.wearedevelopers.com/videos/2120-chatgpt-apps-from-chat-to-checkout) (from "ChatGPT Apps: From Chat to Checkout") - **Thumbnail URL:** https://customer-goifxnzhrq3d0d54.cloudflarestream.com/0a831265f0f7edcb78dcd77f9426cc4a/thumbnails/thumbnail.jpg?time=123720ms ## Related Articles - [MLops – Deploying, Maintaining And Evolving Machine Learning Models in Production](https://www.wearedevelopers.com/magazine/115-mlops-deploying-maintaining-and-evolving-machine-learning-models-in-production) - [MLOps – What’s the deal behind it?](https://www.wearedevelopers.com/magazine/125-mlops-what-s-the-deal-behind-it) - [ I Gave a Video Editor More Autonomy Than a Trading Bot. On Purpose.](https://www.wearedevelopers.com/magazine/773-i-gave-a-video-editor-more-autonomy-than-a-trading-bot-on-purpose) - [E-Commerce in the Agentic Age: When "Buy" Becomes a Function Call](https://www.wearedevelopers.com/magazine/750-e-commerce-in-the-agentic-age-when-buy-becomes-a-function-call) ## Related Jobs - [LLM Training Engineer](https://www.wearedevelopers.com/jobs/48420-llm-training-engineer) at **Sciforium** - [Partner Sales Director - AI Alliances - Model Providers](https://www.wearedevelopers.com/jobs/48429-partner-sales-director-ai-alliances-model-providers) at **Dynatrace** - [Lead Software Engineer, Model Serving Platform](https://www.wearedevelopers.com/jobs/48413-lead-software-engineer-model-serving-platform) at **Sciforium** - [Applied AI Health Data System Engineer-Senior Manager](https://www.wearedevelopers.com/jobs/ext/3776380-applied-ai-health-data-system-engineer-senior-manager) at **PwC** - [Software Engineer, Fullstack](https://www.wearedevelopers.com/jobs/48415-software-engineer-fullstack) at **Sciforium** - [Machine Learning Engineer](https://www.wearedevelopers.com/jobs/ext/3718987-machine-learning-engineer) at **TWILIO**