Software Engineer

We are looking for a talented Software Engineer to design, develop, test and maintain the software applications that power our payment and remittance platform. You will work across the full development lifecycle; from requirements analysis and system design through coding, testing, deployment and ongoing maintenance to help us deliver secure, reliable and user-friendly financial products., * Design, write, test and document high-quality, secure code for our web and mobile payment applications and supporting back-end services.

• Develop and maintain APIs and integrations with payment networks, banking partners, KYC/AML screening providers and third-party services.
• Analyse business and user requirements and translate them into technical specifications and working software.
• Investigate, diagnose and resolve software defects and production issues, ensuring high platform availability.
• Implement automated testing (unit, integration and end-to-end) and participate in code reviews to maintain engineering standards.
• Build software that complies with financial services security and regulatory requirements, including data protection (UK GDPR), PSD2/Payment Services Regulations and PCI DSS principles.
• Collaborate with product, compliance and operations teams in an agile development environment, contributing to sprint planning, estimation and retrospectives.
• Maintain clear technical documentation and contribute to the continuous improvement of our development processes and tooling.

• Bachelor's degree (or equivalent RQF Level 6) in Computer Science, Software Engineering or a related discipline, OR demonstrable equivalent professional experience in software development.
• Proven commercial experience designing, developing and maintaining production software applications.
• Strong proficiency in one or more modern programming languages (e.g. JavaScript/TypeScript, Python, Java, Kotlin, Swift or C#) and associated frameworks.
• Solid understanding of RESTful API design, relational and NoSQL databases, and version control (Git).
• Experience writing automated tests and working within CI/CD pipelines.
• Sound grasp of secure coding practices and handling of sensitive data.
• Strong problem-solving skills, attention to detail and the ability to communicate technical concepts clearly.
• Right to work in the UK, or eligibility for sponsorship under the UK Skilled Worker route.

Desirable

• Experience in fintech, payments, remittances, banking or another regulated environment.
• Familiarity with mobile app development (Android/iOS) or cross-platform frameworks (e.g. React Native, Flutter).
• Exposure to cloud platforms (AWS, Azure or GCP) and containerised deployments (Docker, Kubernetes).
• Understanding of AML/KYC workflows, fraud prevention or transaction monitoring systems., * Bachelor's (required)

Experience:

• fintech, payments, remittances: 2 years (required)

Willingness to travel:

• 100% (required)

Pulled from the full job description Employee mentoring programme Annual leave Free parking Company pension Health & wellbeing programme UK visa sponsorship On-site parking

Full job description

About Cela Remit

Cela Remit Limited (Company No. 11484124) is a UK fintech company authorised by the Financial Conduct Authority as a Payment Services provider (FRN: 837505) and registered with HMRC as a Money Service Business. From our head office in Harlow, Essex, we operate a secure international money transfer platform serving customers across the UK and beyond, with a particular focus on fast, safe and affordable remittances to Africa. Our mobile first platform offers international transfers, multi-currency payments, digital wallets, virtual cards and financial management tools.

As we scale our platform and customer base, we are investing in our in-house engineering capability to build secure, resilient and innovative payment technology., * Competitive salary of £38,290 - £54,700 per year, depending on skills and experience.

• Hybrid working between our Harlow office and home.
• 25 days' annual leave plus UK bank holidays.
• Workplace pension scheme.
• Genuine opportunity to shape the technology of a growing, FCA-authorised fintech.
• Training and professional development support., * Company pension
• Employee mentoring programme
• Free parking
• Health & wellbeing programme
• On-site parking
• UK visa sponsorship