Senior Software Engineer, Ledgering

Ledgering is the accounting core that other teams at Block build on. We keep the authoritative records of balances for Square and Cash App, along with the transactions and settlement that move that money. As a Senior Software Engineer on the team, you will build and operate the systems of record for balances and transactions, the settlement orchestration that decides how sellers and customers get paid, and the automated treasury systems that position Block's own cash. At Block's transaction volume, this work has direct, measurable impact on financial accuracy and on the trust merchants and customers place in us., * Design, build, and operate the balance and transaction systems of record that serve as the financial source of truth for millions of merchants and customers.

• Build settlement orchestration that determines how account holders get paid: schedules, amounts, deposit methods, and withholdings.
• Develop self-serve ledgering APIs with durable semantics and clear contracts, so partner teams can stand up a new balance or transaction type in about a day instead of waiting weeks on custom integration work.
• Emit balance and settlement data that downstream finance, reconciliation, and reporting teams can trust, against agreed data contracts.
• Design and implement reliable, high-volume distributed transaction-processing systems, making thoughtful tradeoffs between consistency and availability when both are not possible.
• Drive convergence across a large portfolio of financial services: consistent transaction and balance models, shared workflow tooling, and predictable integration patterns.
• Operate tier-0 and tier-1 financial systems against published SLOs, and debug production issues across services and multiple levels of the stack in a high-reliability environment.
• Work AI-natively: use AI agents throughout the development lifecycle, and build agents and automation that reduce operational toil across our services.
• Lead complex projects end to end, breaking the work into components and milestones that other engineers can pick up.
• Mentor other engineers and contribute to the technical direction of the team.
• Work with engineers, product managers, and finance and treasury stakeholders across the company to ship new capabilities at scale., * Java, Kotlin, Python
• AI agents and tooling across the development lifecycle, including AMP, Codex, Claude, Goose and MCP
• Temporal, Protocol Buffers, jOOQ, GraphQL
• MySQL, Aurora, Vitess, Databricks, Snowflake
• AWS, Kubernetes, Terraform, Datadog

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and "fair chance" ordinances.

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible., We may use automated AI tools to evaluate job applications for efficiency and consistency. These tools comply with local regulations, including bias audits, and we handle all personal data in accordance with state and local privacy laws.

• A minimum of 8 years of related experience with a Bachelor's degree; or 6 years and a Master's degree; or a PhD with 3 years experience; or equivalent experience.
• Experience designing and operating distributed, high-throughput, fault-tolerant services, with a strong understanding of consistency, idempotency, and failure handling.
• Experience building money-movement systems such as ledgers, double-entry accounting, settlement, or treasury, or the curiosity and drive to build deep expertise in the domain.
• Proficiency in at least one major programming language (for example Java, Kotlin, or Go) and strong SQL.
• Experience leading complex, ambiguous projects across multiple engineering teams and driving clear next steps in areas without clear ownership.
• High standards for software architecture and engineering practices, including maintainable and testable code, CI/CD, and observability, in a complex, high-stakes financial environment.
• Proficiency in using AI tools throughout the software development lifecycle to improve engineering productivity, problem solving, and software delivery.
• Strong written and verbal communication skills.

3.63.6 out of 5 stars San Francisco Bay Area, CA Remote $207,000 - $326,800 a year, Pulled from the full job description

• Retirement plan
• Life insurance, $217,800-$326,800 USD Zone B: $207,000-$310,400 USD Zone C: $196,100-$294,100 USD Zone D: $185,200-$277,800 USD

Block is one company built from many blocks, all united by the same purpose of economic empowerment. The blocks that form our foundational teams - People, Finance, Counsel, Hardware, Information Security, Platform Infrastructure Engineering, and more - provide support and guidance at the corporate level. They work across business groups and around the globe, spanning time zones and disciplines to develop inclusive People policies, forecast finances, give legal counsel, safeguard systems, nurture new initiatives, and more. Every challenge creates possibilities, and we need different perspectives to see them all. Bring yours to Block.