Credit Data Steward
Role details
Job location
Tech stack
Job description
The Credit Data Steward serves as the business owner and governance lead for critical credit and lending data assets across the bank. This role is responsible for ensuring the accuracy, completeness, consistency, timeliness, and regulatory compliance of credit-related data used throughout organization.
The Credit Data Steward acts as the liaison between business stakeholders, technology teams, risk partners, and data governance functions to establish data standards, resolve data quality issues, support regulatory requirements, and enable trusted data for credit decisioning, portfolio management, and risk reporting.
We are in office culture with office locations in Minneapolos/St Paul, Madison WI, Milwaukee WI Huron Building, 8750 West Bryn Mawr Chicago IL near Rosemont, Grand Rapids MI, Ann Arbor MI, Indianapolis, Evansville IN, Louisville West Market, and Nashville Gulch., Credit Data Governance Serve as the designated steward for critical credit and lending data domains.
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Define and maintain business metadata, data definitions, business rules, and data quality standards.
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Establish ownership and accountability for critical credit data elements.
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Lead governance activities related to, but not limited to, borrower, guarantor, collateral, facility, exposure, risk rating, covenant, and loan performance data.
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Participate in enterprise data governance councils and risk management committees.
Data Quality Management
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Develop and maintain Key Data Quality Indicators (DQIs) and monitoring processes.
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Identify, analyze, prioritize, and remediate data quality issues.
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Perform root cause analysis of recurring data defects.
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Partner with technology teams to implement sustainable data quality controls.
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Monitor and report data quality performance metrics to senior leadership.
Regulatory and Risk Compliance
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Support compliance with regulatory expectations
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Ensure critical credit risk data is traceable, governed, and defensible.
Data Lineage and Metadata Management
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Document end-to-end data lineage from source systems through reporting and analytics environments.
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Maintain business glossaries and data dictionaries.
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Validate data transformations and business logic across systems.
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Support implementation and maintenance of metadata management platforms.
Business Partnership
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Collaborate with multiple departments across the organization
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Translate business requirements into data governance and data quality solutions.
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Facilitate issue resolution across multiple business units.
Project and Change Management
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Participate in lending system conversions and modernization initiatives.
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Evaluate data impacts of new products, regulatory requirements, and business processes.
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Define governance requirements for new data sources and applications.
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Support enterprise data strategy initiatives.
Reporting and Analytics Support
- Ensure data supports accurate regulatory reports, credit risk reporting, portfolio management reporting, concentration monitoring and commercial loan analytics
Key Competencies for Position
Promotes Change - Seeks to understand and embrace change.
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Actively seeks, information to understand the rationale, implications and impact for changes.
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Remains agile by quickly modifying daily behavior, leveraging resources, and trying new approaches to effectively embrace change.
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Willing to act quickly, learn and adjust as needed.
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Identifies and recommends changes to leadership to improve performance.
Compelling Communication - Openly and effectively communicates with others.
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Effectively and transparently shares information and ideas with others.
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Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain.
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Unites others towards common goal.
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Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.
Makes Decisions & Solves Problems - Seeks deeper understanding and takes action.
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Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency.
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Collaborates and seeks to understand the root causes of problems.
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Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time.
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Takes action that is consistent with available facts, constraints and probable consequences.
Requirements
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Bachelor's degree in Finance, Economics, Accounting, Information Systems, Data Management, Business Administration or a related field required.
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7-12+ years of experience in data management, and data governance frameworks.
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5+ years of experience working with commercial credit or corporate banking data is highly preferred.
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Experience supporting regulatory reporting, credit risk analytics, or data governance programs.
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Demonstrated experience managing enterprise-wide data quality initiatives.
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Prefer a strong understanding of Commercial lending operations, Credit underwriting processes, Loan accounting systems, Credit risk rating methodologies, CECL methodologies, Regulatory reporting requirements, Commercial loan lifecycle management.
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Experience with tools such as Power BI, SQL, Databricks and Microsoft Office applications
Benefits & conditions
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.