Card Services Analyst

Fifth Third Bank
Cincinnati, United States of America
1 month ago

Role details

Contract type
Permanent contract
Employment type
Full-time (> 32 hours)
Working hours
Regular working hours
Languages
English
Experience level
Intermediate

Job location

Cincinnati, United States of America

Tech stack

Data Mining
R
Python
Linear Regression
Machine Learning
SAS (Software)
SQL Databases
Programming Languages

Job description

Responsible for developing analytics and reporting to assist in the identification and evaluation of all risks related to Consumer Credit (i.e. Direct, Indirect, Credit Card, and Mortgage).

The Business Strategy Optimization Analyst uses various analytical frameworks and modeling techniques (including decisions trees, logistic and linear regression, machine learning) to generate insights and strategies that drive the bottom-line profitability of various banking products and customers. The role requires an understanding of the intersection of consumer behavior, business drivers and data-driven decision-making to solve problems and influence business strategy.

The Business Strategy & Optimization Analyst will provide recommendations that could impact product design, pricing, segmentation and marketing, credit, fulfillment, and customer experience.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types., * Generate and develop monthly, quarterly and ad-hoc reporting

  • Gather and prepare complex data for modeling and analysis
  • Develop and execute models, segmentation, and policy in market
  • Project business impacts and monitor and track against the commitments
  • Create and present convincing business cases to support recommendations
  • Design tests to generate insights and improve understanding of our customers
  • Effectively lead project teams in a highly matrixed environment
  • Communicate effectively with senior leadership
  • Perform adhoc portfolio analysis in a fast paced and dynamic business environment, The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Cincinnati, Ohio 45202

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Requirements

  • Bachelor's degree in quantitative discipline (e.g. science, technology, engineering, math, or economics).
  • Master's degree in quantitative discipline (e.g. statistics, data sciences, business analysis, finance, mathematics, or economics) preferred.
  • Minimum 3 years of demonstrated analytical experience or formal education
  • Experienced in data mining and analysis using SAS or SQL, Python, R or other relevant programming languages
  • Ability to develop and design tests that are statistically grounded
  • Demonstrated leadership and interpersonal skills
  • Excellent verbal and written communication skills

About the company

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

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