Solutions Architect - Enterprise Payments

We are seeking a highly experienced Solution Architect with deep expertise in the banking industry, with a strong emphasis on end-to-end payment ecosystem. The ideal candidate will possess extensive knowledge of domestic and international payment rails including ACH, wires, RTP, card networks, and cross-border solutions, paired with hands-on architecture leadership across complex, large-scale financial platforms. This role requires a strategic thinker who can translate business needs into scalable, secure, and compliant technology solutions while driving modernization efforts, guiding engineering teams, and ensuring alignment with regulatory and industry standards. A proven track record in designing resilient, high-performance payment systems is essential., * Develop, maintain, and communicate the application architecture and application-level roadmap.

• Design, document, develop and govern frameworks/platforms for consumption by the larger technical delivery organization.
• Be accountable for the creation and evolution of the overall application architecture strategy, its alignment with the Huntington Target State Enterprise Architecture and its usage patterns within the development community.
• Communicate and govern use of architectural trends and best practices within the application domain in both their delivery organization and the Huntington Enterprise Architecture organization.
• Develop, maintain, and communicate standards around design leadership, documentation, and stakeholder communication in line with HNB's federated architect program.
• Conduct product/solution evaluations for architectural domain in both their delivery organization and the Huntington Enterprise Architecture organization.
• Mentor technical delivery staff.
• Perform other duties as assigned., Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

• Bachelor's Degree
• 7+ years of related experience as a Architecture Leader Across Financial Platforms.

Critical Technical Skills for the Role

Architecture & Design Expertise

• A deep understanding of enterprise architecture patterns, including layered architecture, event-driven architecture (EDA), domain-driven design (DDD), and hexagonal/onion architectures.
• Extensive experience designing and governing microservices-based architectures, including service decomposition, API gateways, service mesh patterns, scalability strategies, and resiliency patterns.
• Strong command of integration patterns, including messaging, publish/subscribe, orchestration vs. choreography, and API-first design (REST, GraphQL, gRPC).
• Experience with cloud-native architectures, preferably on AWS or GCP, including serverless components, container platforms (Kubernetes), and distributed systems.

Payments & Banking Technology

• In-depth Banking domain knowledge of global and domestic payment rails (ACH, Fedwire, CHIPS, RTP, Zelle, SWIFT, card networks, ISO 8583, ISO 20022).
• Experience architecting real-time and high-volume transaction systems, with emphasis on low-latency, high-availability design.
• Strong understanding of payment orchestration, settlement processes, clearing systems, fraud mitigation, tokenization, and core banking integration.
• Familiarity with compliance and regulatory frameworks, including KYC/AML, PCI-DSS, FFIEC, and other financial industry standards.

Technical & Platform Skills

• Proficiency in API lifecycle management, including design, versioning, governance, and security.
• Experience with event streaming platforms (Kafka, Pulsar, Kinesis) and queuing systems (MQ, RabbitMQ).
• Strong understanding of data architecture, including operational data stores, data lakes, real-time data pipelines, and data lineage.
• Expertise in security architecture, including identity and access management (OAuth2, OIDC, SAML), encryption, key management, and zero-trust principles.

Resiliency & Performance

• Experience implementing high availability, failover, DR, multi-region deployments, and chaos engineering practices.