CECL Model Development & Implementation Lead

The CECL Model Development & Implementation Lead leads Current Expected Credit Losses (CECL) model development, enhancement, and end-to-end implementation initiatives, focusing on improving model performance, expanding coverage across new segments, and ensuring models are production-ready within a scalable and automated framework., + Develops and implements Current Expected Credit Losses (CECL) models for material segments without existing coverage, including assessing portfolio characteristics and identifying key risk drivers.

• Leads model enhancement and replacement strategy for underperforming models, including reassessment of assumptions, data inputs, and model structure.

• Executes end-to-end model development lifecycle, including calibration, testing, documentation, validation readiness, production deployment, and model performance monitoring.

• Applies strong understanding of cash flow-based CECL methodologies, including lifetime loss estimation, prepayment, and charge-off dynamics.

• Identifies opportunities for system automation and process improvement across data preparation, model execution, and testing.

• University (Degree) Preferred, + Extensive experience in model development, testing, and production implementation across multiple asset classes, including CRE, C&I, and consumer portfolios.

• Strong programming skills in Python, SAS, and SQL

• Experience in model performance evaluation and back-testing

• Strong expertise in CECL / ACL frameworks and stress testing

Preferred Qualifications

• Master’s degree and above in Economics, Finance, accounting, and related areas (highly preferred).

• Experience with Moody’s platforms

Role Specific Work Experience

• 5+ Years Required; 7+ Years Preferred

EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

The Company’s commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.

VEVRAA Federal Contractor