Lead Backend Engineer - Conversational Banking

Experteer Overview As Lead Engineer at N26, you guide cross-functional teams to deliver high-quality, scalable systems powering internal operations. You shape technical roadmaps with PMs and EMs, architect robust microservices, and drive rapid, reliable delivery. You’ll embed AI features to empower back-office teams and mentor engineers to elevate engineering culture. This role offers autonomy, modern tech, and opportunities to influence the platform and product strategy at a leading fintech. Pay / Benefits * Influence the team’s technical scope with PM/EM to minimize debt and align roadmaps * Architect and build high-availability, high-performance web apps for internal operations * Promote disciplined delivery with clean, tested, refactored code and frequent production releases * Integrate AI features and AI-driven automations to empower back-office teams * Scale and monitor distributed systems to support continuous delivery * Mentor, document, and share knowledge to prevent silos * Lead initiatives to improve engineering culture and team effectiveness * Participate in recruitment and employer brand activities to strengthen the team Tasks * 5+ years building complex distributed systems in Java or Kotlin with Spring Boot/Spring AI * Strong API design experience with robust REST APIs * Experience with PostgreSQL and a DevOps mindset around CI/CD * Familiarity with AWS and/or Kubernetes; bonus for Python or Generative AI frameworks (Langchain, RAG pipelines) * Deep understanding of OO, distributed systems, and patterns like Hexagonal, EDA, and microservices * Commitment to Clean Code, TDD/BDD, and deep observability * Experience using AI coding agents to accelerate delivery without compromising security Key requirements * personal development budget * work-from-home budget * discounts for fitness, wellness, language apps, and public transportation * Premium subscription on N26 bank account (plus for friends and family) * relocation package with visa support * additional day of annual leave per year of service

_ Lead initiatives to improve engineering culture and team effectiveness * Participate in recruitment and employer brand activities to strengthen the team Tasks * 5+ years building complex distributed systems in Java or Kotlin with Spring Boot/Spring AI * Strong API design experience with robust REST APIs * Experience with PostgreSQL and a DevOps mindset around CI/CD * Familiarity with AWS and/or Kubernetes; bonus for Python or Generative AI frameworks (Langchain, RAG pipelines) * Deep understanding of OO, distributed systems, and patterns like Hexagonal, EDA, and microservices * Commitment to Clean Code, TDD/BDD, and deep observability * Experience using AI coding agents to accelerate delivery without compromising security Key requirements * personal development budget * work-from-home budget * discounts for fitness, wellness, language apps, and public transportation * Premium subscription on N26 bank account (plus for friends and family) * relocation package with visa support * aaaa agents day of annual leave per year of service