Solution Architect - Fraud

Architect and design fraud solutions across channels (payments, cards, onboarding, contact center). Collaborate with enterprise and domain architects, Agile teams, and stakeholders to create compliant, scalable architectures, integrate fraud engines, build AI/ML models, and support AML/BSA capabilities while managing risk and governance., Supports the fraud portfolio through architecting and designing comprehensive solutions to meet product needs. Works collaboratively with other Solution Architects to assist in the creation of solutions that align to architecture standards and principles, leveraging common solutions and services, while meeting financial targets., * Actively participate and collaborate on the design, building, testing and deployment of technology solutions and designs with the assigned Agile teams.

• Collaborate with domain leadership and enterprise architects to understand business drivers and business capabilities (future and current state) and determine corresponding solution designs.
• Assist domain decision-making by working with domain subject matter experts to articulate the value and tradeoffs of the solution options.
• Participate in the creation of enterprise architecture standards and evaluate the quality and compliance of delivered solutions to ensure alignment with those standards.
• Collaborate with stakeholders on initiatives in Agile team ceremonies.
• Produce, enhance, and refine conceptual, logical, and physical solution architecture for strategic initiatives that align with Enterprise Architecture principles and vision.
• Contribute to the research and identification of potential impacts of existing, new, and emerging technologies and trends within a domain.
• Participate in governance activities as required.
• Objectively contribute to the evaluation and resolution of domain specific architecture problems in partnership with domain subject matter experts.
• Assist other enterprise and solution architects to manage and design architecture for dependent products.
• Harness existing technology resources through collaboration to benefit solutioning efforts.
• Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
• Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.
• Knowledge of End-to-End Fraud Domain Architecture. Experienced in real time fraud screening of deposit, check, online, account onboarding, payments (Zelle, RTP, Billpay), debit card, credit card, ACH, IVR/Contact Center, wire, identity and employee fraud in order to reduce fraud while improving the customer experience., Join a boutique investment banking team to build and own complex financial models, prepare client-ready presentations, drive M&A and capital-raising processes, manage diligence and coordination with advisors, and interact directly with senior clients. Requires strong analytical, quantitative, and client communication skills and elite execution on lean deal teams. Top Skills: Claude PluginExcelGaapIndex/MatchMacrosPivot TablesPower QueryPowerPointVlookupWordXlookup Fortune Brands Innovations

Bachelor’s degree and 5 years of relevant work experience, or in lieu of a degree, a combined minimum of 9 year’s higher education and/or relevant work experience

Experience with multiple programming languages

Ability to work and communicate with various stakeholders at differing levels of the organization

Experience in software or service engineering and delivery

Ability to research and apply modern technology trends related to technology initiatives

Ability to research, evaluate and articulate multiple approaches to solving technical problems

Experience in developing and integrating applications using relevant software architecture principles and patterns

Experienced in supporting AML/BSA applications including KYC, AML, CCD, Large Currency Reporting, etc.

Experienced working with real time scoring engines including Actimize, Falcon, Mitek, Pindrop, and VISA Fraud Products.

Experienced in creating AI/ML models supporting Fraud Detection, Fraud Prevention and Case Management with the ability to detail what is needed from training to production implementation.

Understand architecture for Fraud Prevention, Detection and Claims Management and use of orchestration tools to share events, data, and feedback loops.

Experienced in ArchiMate modeling utilizing Bizzdesign Enterprise Studio.

IDEAL QUALIFICATIONS PREFERRED:

Graduate degree in technical discipline

Experience working in two or more technical roles related to banking technical design

Experience in delivering technology and enterprise level presentations

Experience working in an Agile environment

Industry recognized certification in programming languages and/or cloud technologies

Experience working in the financial services industry

• Competitive compensation
• Health, welfare, and retirement benefits
• 401(k) match at 5%
• Work-life balance and flexible work arrangements
• Banking Officers start with 25 days PTO plus 12 paid holidays
• 40 hours paid volunteer hours per year
• Much more. For details, see: M&T Benefits Overview

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location., 50 Minutes Ago In-Office or Remote 100K-150K Annually Senior level 100K-150K Annually Senior level Edtech Field-based Account Executive responsible for hunting and closing institutional B2B nursing education sales within New England. Generate pipeline via cold outreach, demos, events, and webinars (60-70%); manage onboarding, retention, and upsell activities (30-40%). Meet quotas, maintain CRM data, collaborate cross-functionally, and travel extensively to secure bulk institutional contracts. Hilliard Advisors Inc, 15 Hours Ago In-Office or Remote 105K-165K Annually Senior level 105K-165K Annually Senior level Manufacturing Lead design, implement, and manage hybrid on-prem and Azure infrastructure. Oversee storage/backup, virtualization, networking, automation (IaC/scripting), monitoring, security/compliance, cost optimization, and lead/mentor infrastructure engineers while coordinating cross-functional teams and supporting data center operations. Top Skills: AnsibleAristaAryaka Sd-WanAWSAzureAzure Virtual DesktopAzure VmsBashCisco Router/SwitchCommvaultEmcFortinetGCPHyper-VJuniper Mist WirelessNetappPowershellPythonServicenowTerraformVmware Vsphere

What you need to know about the Colorado Tech Scene

With a business-friendly climate and research universities like CU Boulder and Colorado State, Colorado has made a name for itself as a startup ecosystem. The state boasts a skilled workforce and high quality of life thanks to its affordable housing, vibrant cultural scene and unparalleled opportunities for outdoor recreation. Colorado is also home to the National Renewable Energy Laboratory, helping cement its status as a hub for renewable energy innovation.

Key Facts About Colorado Tech

• Number of Tech Workers: 260,000; 8.5% of overall workforce (2024 CompTIA survey)
• Major Tech Employers: Lockheed Martin, Century Link, Comcast, BAE Systems, Level 3
• Key Industries: Software, artificial intelligence, aerospace, e-commerce, fintech, healthtech
• Funding Landscape: $4.9 billion in VC funding in 2024 (Pitchbook)
• Notable Investors: Access Venture Partners, Ridgeline Ventures, Techstars, Blackhorn Ventures
• Research Centers and Universities: Colorado School of Mines, University of Colorado Boulder, University of Denver, Colorado State University, Mesa Laboratory, Space Science Institute, National Center for Atmospheric Research, National Renewable Energy Laboratory, Gottlieb Institute