Senior Decision Science (Risk Analytics)...

Wells Fargo is seeking a Senior Decision Science (Risk Analytics) Consultant to support the Decision Science Valuation function within the Consumer Lending organization. This role will focus on supporting the horizontal modeling function within Decision Science and includes valuing existing portfolio assets (FAS107) quarterly.

The role leverages deep expertise in credit card strategy and P&L modeling, applying state-of-the-art methodologies and technologies to build robust valuation frameworks that inform strategic decision-making.

This position combines quantitative rigor with qualitative judgment and requires a strong foundation in mathematics, statistics, economics, and financial valuation.

In this role, you will:

• Support the financial valuation horizontal team within the decision science valuation function by maintaining and deploying updated models using state-of-the-art technologies.

• Support the quarterly FAS107 existing portfolio financial asset valuation process.

• Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting

• Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models

• Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance

• Resolve data, production, business modeling, and lead team to meet Decision Science deliverables

• Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals

• Lead projects, teams, and mentor less experienced staff, Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Strong programming background using Python, SAS, and SQL

• Experience in financial cashflow and valuing assets

• P&L modeling experience

• Understanding in Credit card strategies

• Experience with credit card portfolio analytics, risk segmentation, performance forecasting, or profitability modeling

• Strong understanding of statistical modeling techniques, model performance monitoring, and analytics validation practices

• Ability to translate complex quantitative analysis into clear business insights for senior stakeholders and cross-functional partners

• Experience working with large, complex datasets, including data reconciliation, quality controls, and documentation in a governed environment

Job Expectations:

• Willingness to work on-site at stated location on the job opening

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