Technical Underwriter
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Role details
Tech stack
Job description
Zurich Insurance Company Ltd. is seeking a Technical Underwriter to evaluate complex commercial risks, analyze loss histories and financials, and structure tailored insurance solutions. You will price and underwrite property and casualty programs, ensure compliance with underwriting guidelines, and help optimize portfolio profitability. Partner with brokers, risk engineers, and internal stakeholders to craft customer-centric terms, contribute to product improvements, and support data-driven decisions in a collaborative, learning-focused culture., * Assess and underwrite complex commercial property and casualty risks
- Analyze financials, loss histories, and exposure data to inform pricing
- Develop tailored coverage structures and policy terms for corporate clients
- Apply underwriting guidelines to maintain portfolio quality and profitability
- Collaborate with brokers, risk engineers, and internal stakeholders
- Use data and analytics tools to support underwriting decisions
- Monitor portfolio performance and recommend adjustments to appetite or pricing
- Ensure compliance with regulatory and internal risk standards
- Contribute to product and underwriting process improvements
- Support knowledge sharing and continuous learning within the underwriting team
Requirements
- Technical underwriting analysis
- Risk assessment and modeling
- Pricing and rating tools
- Financial statement analysis
- Regulatory and compliance knowledge
- Data analytics and Excel
- Policy wording and coverage design
- Reinsurance concepts
- Portfolio management
- Stakeholder communication
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