Product Owner | Cards

Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future.

The Product Owner drives the delivery of Debit and Credit Card products, bridging business and technology. The role focuses on Debit/Credit Card platform implementation, system integrations, and digital customer experience, ensuring scalable and compliant solutions aligned with business objectives.

Scope of Responsibilities

• Own product backlog, user stories, and sprint execution
• Lead end?to?end product lifecycle (design ? launch ? optimization)
• Prioritize features aligned with the Head of the area
• Support implementation of Debit & Credit issuing platform
• Deliver card lifecycle capabilities (origination, issuance, activation, transactions, settlement)
• Ensure alignment with platform strategy and roadmap
• Lead integrations across: Core banking, digital channels, ServiceNow workflows, fraud systems and others
• Define APIs, data flows, and integration requirements
• Manage vendors relation, in coordination with IT, Operations, Risk, Compliance, and UX/UI
• Align seamless cardholder journeys with UX team (mobile, web, call center)
• Define features such as activation, controls, and servicing

Risk Management

• Comply with Bradesco Bank Credit and Compliance/BSA policies
• Identify and mitigate operational and integration risks

• 5-8 years in product management (banking/payments preferred)
• Experience with card platforms (Visa DPS preferred)
• Strong knowledge of:
• APIs & system integrations
• Agile delivery (Scrum/Kanban)
• Digital banking ecosystems
• Understanding key revenue and expense of drivers and financial planning basics
• Experience utilizing advanced analytics to drive decision-making
• Experience managing multiple projects simultaneously, * Strong analytical and problem-solving skills
• Ability to translate business needs into technical solutions
• Excellent stakeholder communication
• Detail-oriented with strong execution focus

Education

• Degree in business, finance, marketing, economics, or similar. A master’s degree is preferred

Languages

• Fluent in English. Spanish and Portuguese are considered a plus