Software Engineer V (Engineering Lead)

• Own the platform architecture and technical design, translating business and banking requirements into practical software solutions.
• Personally develop, test, and maintain backend services, APIs, and transaction processing workflows.
• Design data models and processing logic for payments, disbursements, reconciliation, and reporting, with a focus on accuracy and auditability.
• Implement validation, duplicate prevention, error handling, and recovery mechanisms to protect transaction integrity.
• Work with the CTO, business stakeholders, compliance, IT, and banking partners to clarify requirements and resolve technical dependencies.
• Establish code quality and testing practices; review contributions and document architecture, interfaces, and operational procedures.
• Guide and mentor one or two engineers as needed, coordinating work and resolving technical blockers while remaining an active contributor.
• Troubleshoot complex issues and support deployment, monitoring, performance tuning, and production readiness.
• Communicate progress, technical tradeoffs, risks, and resource needs to management.
• Perform other duties as required.

• Bachelor’s or master’s degree in engineering, Computer Science, Mathematics, or a related technical discipline required.
• 5-10 years of software development experience, including ownership of complex backend systems from design through production.
• Strong communication skills and the ability to work independently, explain technical decisions, and collaborate across departments.
• Advanced programming skills in Java, C, C++, Go, or an equivalent backend language, with substantial recent hands-on coding experience.
• Strong knowledge of backend architecture, API design, system integration, and reliable transaction processing.
• Strong relational database and SQL skills, including schema design, transactions, query optimization, and data integrity; PostgreSQL experience preferred.
• Proficiency in troubleshooting and debugging complex applications, including performance and production issues.
• Experience with source control, automated testing, CI/CD, logging, and monitoring.
• Ability to build secure systems that handle sensitive data.
• Ability to lead technical work, review code, and mentor a small number of engineers while maintaining substantial individual development responsibilities.

ADDITIONAL PREFERRED QUALIFICATIONS

• Experience with banking, payment processing, financial systems, or refund transfer platforms.
• Familiarity with ACH/NACHA files, settlement, and reconciliation.
• Experience developing APIs and backend services in Golang.
• Experience serving as a technical lead or mentoring engineers on a small project team.
• Knowledge of IIS and .NET development.
• Experience with AWS CodeDeploy and CodeBuild.
• Familiarity with frontend frameworks such as React or Angular.
• Experience working in an agile environment using Jira or similar tools.
• Experience with the AWS ecosystem, including compute and deployment services such as EC2 and ECS.