Senior Software Engineer, Backend - Financial Product

Our team builds and maintains the core financial products that enable businesses to operate seamlessly, covering areas such as:

• Global Payroll: Developing the systems for calculating, filing, and processing payroll across multiple countries, including tax logic, compliance, and direct money movement infrastructure.
• Banking & Fintech Infrastructure: We’re building the simplest, invisible, intelligent financial backbone for global money movement. This platform delivers secure, fault-tolerant, scalable primitives for money movement, billing, reconciliation, compliance, and financial intelligence, enabling rapid launch of financial products with minimal effort, and zero disbursement failures or manual intervention.
• Tax & Compliance Platforms: Designing robust, scalable systems to handle complex, rapidly changing tax and regulatory requirements across all jurisdictions. We operate in a zero tolerance domain for accuracy, timelines and compliance. Our platform manages calculation, setup, filings and payments of taxes for US and ever expanding international markets., * Own the design and implementation of core backend services and APIs that power critical product capabilities and complex business logic.
• Ensure all systems are built for high-volume scale, reliability, and security, making strategic decisions about infrastructure and data integrity.
• Work seamlessly with product, frontend, and platform teams to translate feature goals into robust, high-performance technical solutions.
• Elevate the team’s technical standards, lead code and design reviews, and mentor engineers on backend best practices.

Software Engineering, Expense Management, Product Engineering, Global Financial Markets, Financial Systems, Cross-Functional, Payroll Administration, Expense Tracking, Tax Regulations, Banking Services, * 5+ years of experience in a production environment using Python, Go, or a similar high-scale backend language.

• Deep expertise in distributed systems architecture, data modeling, and performance optimization of relational databases.
• You have seen and contributed to systems operating at a significant technical and organizational scale.
• Strong understanding of CS/algorithms fundamentals and experience with complex project delivery.
• Exceptional communication skills with technical and cross-functional stakeholders.

This role will receive a competitive salary + benefits + equity. The salary for US-based employees will be aligned with one of the ranges below based on location; see which tier applies to your location here.

The Financial Product Engineering team is at the forefront of Rippling’s expansion into FinTech. Our mission is to build a unified, global financial system for businesses-one that is fundamentally integrated with the company’s employee, HR, and IT data. We simplify complex, cross-functional processes like global payroll, corporate spending, and expense management, ensuring businesses have precise control and real-time visibility over all money movement.