Technical Product Owner

We are seeking a highly skilled Technical Product Owner with a software engineering background and deep experience in payment gateways and payment processing systems to join our team onsite in Irvine, CA. This role requires a strong technical foundation combined with product ownership expertise. The ideal candidate has hands-on engineering experience and a deep understanding of payment architectures, APIs, and system integrations. You will work closely with engineering teams to design, build, and optimize secure, scalable payment solutions., * Own and manage the product backlog for payment gateway solutions and related integrations

• Translate business requirements into detailed technical specifications, user stories, and acceptance criteria
• Partner closely with engineering teams on system design, architecture discussions, and technical trade-off decisions
• Lead sprint planning, backlog grooming, and roadmap execution in an Agile/Scrum environment
• Drive integration efforts with payment processors, gateways, ERP systems, and third-party platforms
• Ensure solutions meet PCI-DSS and other regulatory/security standards
• Define and optimize payment flows including authorization, capture, settlement, refunds, tokenization, and recurring billing
• Review API designs, technical documentation, and integration patterns
• Monitor payment performance metrics (authorization rates, declines, latency, chargebacks) and prioritize enhancements
• Identify technical risks early and proactively drive resolution
• Support product releases, customer implementations, and post-launch optimization
• Own processor certification as a delivery discipline, driving continuous reduction in cycle time through rigorous milestone tracking, bottleneck identification, and relentless pursuit of opportunities to parallelize work and eliminate rework.

Software Engineering, Engineering, System Integration (SI), Payment Processing, Application Programming Interface (API), Team Player, Product Backlog, Product Management, Requirements Management, Systems Engineering, * Bachelor’s degree in Computer Science, Engineering, or a related technical field

• 3-5+ years of hands-on software engineering experience (backend or full-stack preferred)
• 5+ years of experience as a Technical Product Owner, Technical Product Manager, or similar role
• 3+ years of experience working with payment gateways or payment processors

• Strong understanding of: *

• Payment authorization and settlement workflows
• RESTful APIs and system integrations
• Tokenization, encryption, and secure data handling
• PCI-DSS compliance
• Card-present and card-not-present transactions
• Ability to read code, understand system architecture, and effectively collaborate with engineers
• Experience working in Agile/Scrum environments
• Strong analytical, technical, and problem-solving skills as well as strong stakeholder management with the ability to communicate complex technical concepts to non-technical audiences

• Familiarity with card-present payment flows and the EMV ecosystem, including chip, contactless, and the certification requirements that govern terminal integrations

• Experience with ACH, alternative payment methods, and subscription billing
• Knowledge of fraud tools and chargeback management
• Exposure to microservices architecture and cloud-based systems

Job Type: Full-time