Senior / Staff Software Engineer Fully remote, USA | US$150K-$350K base + equity

Big Wave Digital is partnering with Loancrate, an AI-native fintech transforming how home loans are processed, to find a Senior / Staff Software Engineer.

You’re an experienced Senior or Staff engineer who still loves writing code. You’ve built software products within a high-growth, VC-backed tech company or a major technology business, with clear ownership and progression along the way., * 7+ years of software engineering experience, including at least 5 years operating at senior level. \n

• Strong, recent production experience building TypeScript and Node.js backends, alongside hands-on React development. \n

• A balanced full-stack background, comfortable owning both frontend and backend delivery. \n

• Experience scaling high-throughput distributed systems using AWS and Terraform. \n

• Production experience with Postgres and server-side GraphQL, ideally Apollo and Express. \n

• A product mindset, strong security awareness and the ability to explain your technical decisions. \n

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Experience in fintech, payments, lending or money movement would be particularly useful. Hands-on AI development, including evaluations and building reliable LLM workflows, is also a bonus., The interview process includes TypeScript/Node live coding, a take-home exercise, a presentation and system design, plus product and project discussions.

You’ll have meaningful ownership of complex engineering, backed by a TypeScript-first stack, strong testing infrastructure and a team that values open communication and fast delivery.

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The package includes:

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• US$150K-$350K base salary + equity, depending on experience. \n

• 100% of medical premiums covered for you and your family. \n

• Vision and dental coverage. \n

• 401(k). \n

• HSA / FSA options. \n

• Access to a lender partner’s employee loan program. \n

• A remote-first culture, with flexibility to work where you do your best work within the USA. \n

• Flexible time off, with trust to manage your own time. \n

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A few practical details

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Applicants must be based in the USA and able to work US hours. Visa transfers may be considered; new visa sponsorship is unavailable.

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With more than $85 billion in home loans powered through its platform, Loancrate is tackling a complex industry where better software can make a real difference. Think intelligent automation, sophisticated workflows and less time spent on manual processes.