Solution Architect - Collections & Distressed Client Management

The role combines strong business and technology architecture expertise, requiring a solid understanding of the credit lifecycle, customer default management, collections, forbearance, debt treatment, and recovery processes, alongside modern cloud-native architecture practices. Business & Domain Architecture

• Act as the architecture lead for Collections and Distressed Client Management initiatives.
• Translate business strategy, regulatory requirements, and operational needs into target-state architectures and solution roadmaps.
• Provide architectural guidance across:
• Early Collections
• Late Collections
• Debt Treatment
• Debt Recovery

Solution Design & Technology Leadership

• Design scalable, cloud-native and event-driven architectures.
• Lead solution design reviews and ensure alignment with enterprise architecture standards.
• Define integration strategies across core banking, risk, CRM and data platforms.
• Develop architecture roadmaps and technical standards.
• Ensure solutions are scalable, secure, resilient and maintainable.

Governance & Stakeholder Management

• Engage and influence senior business and technology stakeholders.
• Facilitate architecture governance forums and technical decision-making.
• Produce architecture documentation, standards, roadmaps and technical designs.
• Mentor engineers and technical leads on architectural best practices.
• Align business objectives, risk requirements and technology investments.

Application Architecture

• Core Java, preferably Java 17+
• Spring Boot
• Spring Cloud
• RESTful APIs
• Microservices architecture
• Event-driven architecture
• Domain-Driven Design (DDD)
• API Gateway patterns
• Integration architecture

Cloud, Containerization & DevOps

• Microsoft Azure
• Docker
• Kubernetes
• CI/CD pipelines
• GitHub Actions
• DevSecOps practices
• Release and deployment automation

Architecture & Engineering Practices

• Solution and Functional Architecture
• Enterprise architecture principles
• Cloud-native architecture
• Agile ways of working
• Architecture governance
• API and integration design
• AI-assisted software engineering

• GitHub Copilot and AI-enabled developer productivity tools

• 10+ years of experience in software engineering, solution architecture or enterprise architecture.
• Proven experience architecting mission-critical banking or financial services platforms.
• Strong experience leading cloud-native transformation initiatives.
• Demonstrable experience in collections, recovery, lending, credit or risk management domains.
• Experience working within highly regulated financial services environments.
• Strong understanding of business-to-technology translation and target-state architecture.
• Proven ability to communicate with and influence senior stakeholders.

• Experience producing architecture artefacts, technical roadmaps and solution designs.

• Experience with Microsoft Azure.
• Experience with AI-assisted engineering and GitHub Copilot.
• Strong knowledge of Domain-Driven Design and event-driven architectures.
• Experience with modern API management and integration patterns.
• Experience mentoring technical teams and leading architecture communities.

• Experience in large-scale banking transformation programmes.

• Solution Architecture
• Functional Architecture
• Enterprise Architecture
• Banking & Financial Services
• Collections & Debt Recovery
• Credit Lifecycle Management
• Cloud Architecture
• Microservices
• Event-Driven Architecture
• Java & Spring Boot
• Azure
• Kubernetes & Docker
• DevSecOps
• Stakeholder Management
• Architecture Governance
• Technical Leadership
• Agile Delivery

Wat breng jij als Solution Architect - Collections & Distressed Client Management