Merchant Monitoring Analyst

Merchant Monitoring is a key part of our Operations team, focused on tracking the activity of PayU merchants across the EMEA region and keeping our portfolio safe. We work to identify and reduce risks such as AML, fraud, credit, and sanctions.

Our daily work is based on Know Your Customer (KYC) procedures and Anti-Money Laundering (AML) regulations, in close cooperation with Compliance and Risk teams.

We're looking for an analyst who wants to help us take merchant monitoring to the next level. Sounds interesting? Keep reading to learn more about the role!, * Conduct investigation of suspicious transactions and/or merchant behavior incl. credit risk review, fraud detection, AML/CFT investigations;

• Enhance analysis on unfavorable trends and changes of customer's activity based on dedicated alerts, adverse media search and connected sources;
• Manage investigations covering risk identified on alerts basis and identifying potential portfolio threats - preventing risks of insolvency, bankruptcy etc.;
• Prepare and present reports related to credit and AML risk evaluation, and monitor AML-related issues and escalations;
• Deliver active support on AML topics and Merchant Monitoring team assignments;
• Address operational issues and stakeholders' concerns;
• Cooperate with Regulators, Legal, Compliance, Business and Technology Departments to improve merchant monitoring processes to the highest standards;
• Collaborate in a highly responsive team responsible for detecting suspicious merchant behavior.

• 2+ years' experience or above in credit risk modelling, anti-money laundering, compliance monitoring or screening;
• Excellent understanding of AML regulations, policies, procedures;
• Significant experience in fraud risk monitoring and/or management;
• Hands-on experience with tools supporting analysis and reporting (tableau, excel and/or similar);
• Degree or above in Business Administration, Finance, Economics or relevant disciplines;
• Proficiency in both spoken and written Polish and English;
• Strong interpersonal and communication skills;
• Proficiency in analytical skills;
• Experience with SQL and/or Data Warehouse reporting would be an advantage., * An inclusive environment that ensures we listen to a diverse range of voices when making decisions
• A positive, get-things-done workplace
• A dynamic, constantly evolving space (change is par for the course - important you are comfortable with this)
• Ability to learn cutting edge concepts and innovation in an agile start-up environment with a global scale
• A democratic work environment where you can drive your outcomes