Senior Software Engineer - Remote or Hybrid in MN and DC

• Design, develop, and deploy next-generation software applications that advance the Directed Spending business
• Build robust, scalable, and high-performance systems using modern engineering practices
• Integrate AI/ML techniques to create intelligent features, optimize workflows, and enable data-driven decision-making
• Analyze complex technical issues and implement root-cause fixes using AI-assisted and traditional engineering methods
• Research, prototype, and adopt emerging technologies to maintain a competitive advantage and accelerate innovation
• Collaborate closely with product and business stakeholders to translate strategic goals into engineering solutions
• Ensure system reliability, performance, and scalability as the platform grows
• Contribute to reducing technical debt through modernization and continuous improvement
• Design, develop, and deploy AI-powered solutions to address complex business challenges with emphasis on responsible use of AI
• Leverage enterprise-approved AI tools to streamline workflows, automate tasks, and drive continuous improvement
• Evaluate emerging trends to inform solution design and strategic innovation

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

• Bachelor's degree in Computer Science, Engineering, or related technical field (or equivalent experience)

• 5+ years of hands-on software engineering experience

• 5+ years of experience modern programming languages (e.g., Java, Python, Go, C#, or similar)

• 5+ years of experience developing scalable, cloud-based applications (AWS, GCP, or Azure)

• 5+ years of experience with modern frameworks, microservices, APIs, and CI/CD pipelines

• 5+ years of experience analyzing complex problems, debugging efficiently, and delivering high-quality solutions

• 5+ years of experience collaborating and working with cross-functional partners (product, business, architecture)

• 3+ years of experience/knowledge of AI/ML concepts and ability to integrate AI-driven functionality into applications, * Experience in payments, fintech, or consumer-directed benefits/Directed Spending systems

• Practical experience using AI tools for code generation, optimization, or defect analysis

• Experience evaluating and implementing emerging technologies in production environments

• Familiarity with event-driven architectures, distributed systems, and performance tuning

All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together., UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.